Today in Applications and Technology you will discover everything you need to know about paying with your mobile device, and about the different types of app to pay with your mobile device. 3, 2, 1… Let's get started!
The objective of new technologies is to make your life easier and more comfortable, which is why paying with your mobile device is an increasingly common action in our society.
Here we are going to tell you everything you want to know how to pay with your mobile. Action!
How does mobile device payment work?
The Mobile payment is carried out thanks to a type of communication called NFC mobile device. It is a connection that exists in the mid-range and low-end mobile models.
This connection is able to connect to payment devices in a close and secure way. Your mobile device needs to have NFC connectivity.
You need to pay with your mobile device:
- Cell phone with NFC connection
- An application to pay with your mobile device compatible with your bank
- Know which establishment accepts Mobile payment.
Advantages of making a payment with your mobile device
Many people don't see the benefit of being able to pay with their mobile device. But there is a very simple advantage, it is another way to pay with your mobile device.
The mobile device is an additional way to when you forget your wallet and need money urgently.
Another advantage, the mobile device phone provides an additional layer of security, with which you will be able to configure your card so that it always asks for your PIN. You can only use the mobile device by unlocking it with your fingerprint, PIN, or face badge.
Can you pay with your mobile device anywhere?
The Mobile payment belongs to a category shared with certain credit cards. Payments with contactless cardThey also work thanks to NFC connectivity. If the establishment accepts payments with contactless cards, they will also accept mobile payments.
Minimum amount
The conditions and limitations are the same as you would have with the cards.
There is no minimum quantity to pay with your mobile device, but if there are businesses that do not accept cards unless the payment is greater than € 5.
The 6 best applications to pay with your mobile device
It is necessary to carry out operations with the mobile device, some applications to pay with the mobile device, to manage the purchase procedure from our mobile device.
Apple payment
Iphone has an application to pay with your mobile device, and it is Apple Pay, even though Android, its natural enemy, has many more official and legal alternatives.
This app to pay with your mobile device, arrived in Spain in 2016, and one thing to note is that, in its beginnings, it was only for Banco Santander customers.
Google payment
This application to pay with your mobile device was previously known as Android Pay. It is the official mobile payment platform of Google.
It is an application to pay with your mobile device that appears as pre-installed on new Android phones, but can also be downloaded through Google Pay.
Google Pay only works if we belong to one of these banks:
- BBVA
- American Express Spain
- Openbank
- N26
- Restaurant entrance card
- Prepaid postcard
- Sodexo
- Revolut
- Prepoid financial services
- Endered
Samsung Pay
Samsung has a app to pay with your own brand mobile device. Samsung authorizes payment with the fingerprint reader, pays even if you don't have coverage and stores your loyalty card numbers.
Northor is compatible with all the manufacturer's models. Are compatible with:
- Samsung Galaxy Note 8
- Samsung Galaxy S6, onwards
- Galaxy A5 2016, onwards
- Galaxy A8 2018
It is It is important that your Samsung has the Spanish version, Because if it does not have it, it will not allow you to enter Samsung Pay.
The compatibility that this application has to pay with the mobile device with the following banks:
- Abanca
- Caixabank
- El Corte Inglés payment card
- Imaginbank
- Openbank
- Sabadell
- Santander
- Wizink
Twyp
Even though it belongs to ING Direct, this application to pay with your mobile device can be used for clients of any bank.
This application to pay with your mobile device is used to send small amounts of money through your mobile device to other people. Twyp It sponsors itself as the app to pay between friends.
Bizum
It is an application to pay with the mobile device in which the banks have been able to agree, Well, in the development of Bizum Almost 30 banking entities have participated.
It works like a app to pay with the mobile device between individuals.
Vodafone wallet
In this case, it is a telecommunications operator and not a mobile manufacturer that offers its customers an application to pay with their mobile device.
With Vodafone Wallet you can use any Visa or MasterCard bank cardand be able to use your Paypal account.
Orange cash
Orange has also jumped on the train of applications to pay with your mobile device. It works in a similar way to Vodafone Wallet, but only with Visa cards. Only available for Android.
Banking applications to pay with your mobile device
If your bank does not accept Google Pay or Samsung Pay or none of the previous applications to pay with your mobile device, you should know that most banks have a mobile device payment platform at their disposal, compatible with your accounts.
The configuration of each card already depends on the bank. The process is about downloading the application to pay with the mobile device and following the steps on the screen.
Banks with applications to pay with your mobile device:
- ING Direct Twyp
- Sabadell portfolio
- Evo wallet
- Caixabank payment
- Carrefour pass
- Santander portfolio
- BBVA portfolio
- Openbank
So far our article today. With all these applications to pay with your mobile device you will be able to make your life easier and more comfortable, and you will be able to make the purchases you want. We hope you liked it, and for questions or suggestions do not forget to leave us a comment. Commentary!
