When you lose your job or become unemployed, there is a economic benefit whose purpose is to protect those employees who lose their job due to causes that are usually beyond their control, in that case we will explain the conditions for collecting unemployment.
Social security also protects those people who have the ability and the will to continue working, but who, for reasons beyond their control or power, lose their job or even see that their regular working hours have been reduced, and they are also offered a economic benefit, this is known colloquially as «unemployment", which supports in a certain way, the viable and very probable loss of the salary that was already received in the previous job.
The kinds of unemployment that we are interested in knowing, before collecting the unemployment
If we attend the unemployment classes that exist, we will refer to two types of unemployment that we present below:
- Total unemployment. It includes the situation in which an employee ceases his work activities temporarily or in some cases forever, so that his activities that he had been developing will no longer be carried out by him and the employee will be deprived of his salary or salary or salary . This situation can be triggered by an ERE suspension or layoff.
- Partial unemployment. This occurs when the employee is temporarily reduced, their ordinary daily working hours and, in turn, their salary. The salary decrease can be understood from a minimum of 10% to a maximum of 70%. In the case of unemployment due to a decrease in working hours.
When does the right to unemployment benefit start?
As a requirement to have the right to collect unemployment, you must have unemployment contributions for at least a period of 360 days that occurred within the six years that preceded the situation legally recognized as formal unemployment.
Below are the cases for which unemployment benefit is regularly requested:
- Once the employment relationship is completed. When a contract comes to an end or there is a dismissal, the employee terminates his relationship with the company and his job is no longer available to it, so he will no longer receive the income he had contemplated.
- By the decrease. It is feasible that the salary obtained is not the same as the one previously received, as well as the daily work hours may be reduced, in this case you can also request unemployment benefit.
- Discontinuous permanent employees. They are those wage earners or employees who perform fixed and in turn periodic jobs, which are usually repeated on established dates, it is in those periods of productive inactivity, in which unemployment benefit can be requested.
Employees or workersThey must apply for the unemployment loan within 15 days from the start of the legal unemployment situation, thus also signing the commitment to the activity.
The extent of the strike
Period of unemployment or unemployment benefit, It starts from when the person has contributed for at least 360 days, only then will they be entitled to unemployment benefit in the last six years.
When we speak of minimum periods to be entitled to unemployment benefit, we refer directly to the right to unemployment benefit in the measure of contribution or in its contributory level, it is usually 6 months and reaching a maximum of two years, Within the category of minimum period to be entitled to the unemployment loan, this contribution is measured through and depending on the contribution period in question, a link in this regard is shown below:
| Number of days to which you are entitled to unemployment or unemployment benefit. | Listing period, expressed in days. |
| 720 | 2160 - onwards |
| 660 | 1980 - 2159 days |
| 600 | 1800-1979 days |
| 540 | 1620-1799 days |
| 480 | 1440-1619 days |
| 420 | 1260-1439 days |
| 360 | 1080 - 1259 days |
| 300 | 900 - 1079 days |
| 240 | 720 - 899 days |
| 180 | 540 - 719 days |
| 120 | 360 - 539 days |
The days and periods expressed here may vary according to the specific case, being used as a reference for a generalized case.
We are in no way suggesting that it consists of a specific benchmark, which is only used as a generalized benchmark and estimate.
Considerations in this regard.
The time that is quoted will correspond only to part-time, in the same way that to work with a daily reduced day that will be counted as a single day of contributions, this will be totally independent of the working day.
Only the trading periods whose use has not corresponded to collect unemployment. This means that those that have not been computed to collect unemployment, neither at the welfare level nor at the contributory level, will not be taken into account.
The periods that correspond directly to "holiday not enjoyed", will be computed as part of the contribution period.
The amount of the benefit.
If what you want is to know the Unemployment benefit that corresponds to you, you only have to calculate your regulatory base. For this we will have to know the contribution for the current unemployment contingency that corresponds to the last 180 days and divide it by 180.
In your payroll you will find it as «base common contingencies”. Within the effects that apply by the regulatory base, those overtime hours are not included within it.
When the regulatory base is known, the unemployment benefit will be calculated as follows:
- Within the first 180 days, 70%.
- After the first 180 days or from day 181, 50%.
The minimum amount for the year 2018.
Regardless of the case, the amount of unemployment benefit must not be less or less than the following:
- Having as an unemployed or unemployed beneficiary dependent children (one or more children). Approximately 665 euros, which is equivalent to 107% of the IPREM + 1/6 of the IPREM.
- Yes, as an unemployed or unemployed worker or beneficiary, we do not have dependent children. Approximately 500 euros, which is equivalent to 80% of the IPREM + 1/6 of the IPREM
The formula with which we can base ourselves to calculate this, which is the minimum amount of unemployment benefit, is the following:
80% x (IPREM + 1/6 IPREM) or 90% x (IPREM + 1/6 IPREM)
The maximum amount for the year 2018.
Regardless of the case, the amount of unemployment benefit, must not be greater than or greater than the following:
- Have dependent children as an unemployed or unemployed beneficiary. 200% of the IPREM in case of having only one child in our care, and 225% of the IPREM if there is more than one child in our care, this plus 1/6 of the IPREM.
- Taking as an unemployed or unemployed beneficiary an only dependent child, the maximum amount is approximately 1200 euros.
- With two or more dependent children as unemployed or unemployed beneficiary, the maximum amount is approximately 1,400 euros.
- If as an unemployed or unemployed worker or beneficiary, we do not have dependent children, the approximate amount is 1000 euros, which is equivalent to the 175% of the IPREM + 1/6 of it.
The formula with which we can base ourselves to calculate this, which is the maximum amount for unemployment or unemployment benefit, is the following:
175% x (IPREM + 1/6 IPREM) or 225% x (IPREM + 1/6 IPREM)
Dependent children of the unemployed or unemployed worker.
The dependent children of the unemployed worker must meet certain requirements to be considered as such within the estimated amount. The requirements for this are as follows:
- The dependent children of the unemployed or unemployed person or beneficiary must be under 26 years of age, and may be older as long as a disability is based on a percentage equal to or greater than 33% of their abilities.
- The dependent children of the unemployed or unemployed worker or beneficiary must live with the beneficiary or the beneficiary must have a legal obligation by virtue of a court resolution or in an agreement for the economic support of the child or children in question.
- The dependent children of the unemployed or unemployed worker or beneficiary do not have income equal to, higher or higher than the SMI.
It will be important to know the current status of the beneficiary if what you want is to claim this benefit, as long as the unemployment has been against your will and this also implies a decrease in the working day or decrease in the daily working day.
The issue of the amount relative to its increase or reduction based on the number of children or the absence of dependent children of the beneficiary or unemployed or unemployed worker, could be treated differently in specific cases, the examples shown here are approximations and should only be used as a generalization and not as a direct and / or exact reference.
