Where to invest to generate the best profitability

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Of course, 2018 is not being an extremely easy year to achieve an optimal return on savings. Products for life in the most conventional financial markets or proposals as innovative as virtual currencies? This is one of the many questions that small and medium investors ask themselves about the real state of their Personal finance. However, there are some very relevant keys that will help you select one or another investment model. Beyond the profile that you present as users in this class of financial instruments.

It is the eternal dilemma that many small and medium investors have. In this regard, opting for the European stock market can be a good proposal to help you channel these desires. However, the first quarter of the year has not been as expected by some of the financial analysts. To the point where most stock indices are moving into negative territory. As an example, Ibex 35 that leaves almost a 10% en los primeros tres meses del año. Sea cual sea el caso, es la alternativa que puede dar más rentabilidades positivas para este año. Aún cuando para ello, no tendrás más remedio que ser más selectivo que nunca en la selección de valores bursátiles.

With regard to fixed income, everything will depend on the monetary politics undertaken by the central banks of each of the world's major economic zones. In this regard, everything indicates that this year will be marked by the end of the expansionary policy of the European Central Bank (ECB). And, anyway, a feasible rise in interest rates would affect the fixed income markets. But in what sense? Well, very simple and if the rates go up, the value of the bonds goes down. To the point that certain situations can be generated where profitability may be better than in equities or vice versa.

Currency markets: more risks

Undoubtedly, it is a high-risk financial market that is marked by continuous changes in value between the main currencies of the world. Where he volatility it is the common denominator of their movements. As in few financial markets. But at the same time it produces you that you can achieve high returns by opening operations in these special markets. However, the foreign exchange market is not recommended for medium or long-term operations. Quite the contrary, for very fast movements where large capital gains can be achieved. Or you may lose a good chunk of your investments.

The main problem you face in this type of operation is that you need a learning to move around these markets. It is not the same as buying and trading stocks on the stock market, but it is different. If this is not your case, it will be better to opt for other more satisfactory alternatives for your personal interests. This financial asset needs a very well defined profile if you do not intend to make the odd mistake that leads to unwanted situations as a small and medium investor.

Most innovative investments

Within this group different alternatives are grouped to understand the investment. Where loans between individuals or the purchase of a property can represent a magnificent possibility to achieve optimal returns. From this general scenario, the so-called P2P is a great way to receive interest every year in a profitable, safe way and what is more important fixed. To the point where you can exceed 5% level, percentage that the different banking products do not reach in any of the cases.

No es de menor relevance en la inversión la compra de bienes inmuebles. Es un clásico al que acuden los inversores para improve the interest of your investments. No debe extrañarnos que esté en condiciones de aprovechar la subida de los inmuebles en los últimos meses. Por otra parte, no se puede olvidar que constituyen una strategy acertada para garantizar dinero y generar beneficios a largo plazo. Como vienen desarrollando algunos inversores que ven en el ladrillo la solución a sus problemas de liquidez o más bien de rentabilidad.

The latest trend: cryptos

It is the latest investment fever, but with very high risks that not all investors can bear. However, it is convenient that you keep in mind that it is the most unstable and insecure investment strategy that you currently have because it has no regulation. You can earn 100% of the investment, but in the same way leave you equal amount of money on the road. It is a big mistake that you invest large amounts of money in some of the virtual currencies of these characteristics. To the point that you can get some very negative surprises.

It is intended for movements in very negative markets and is characterized by earnings are not tangible. You should not get carried away by this type of investment for the mere fact that it is fashionable, since it may be generating a bubble that can seriously affect positions in this unusual and novel market. It is certainly not recommended for moderate investment profiles. Because you can lose a lot of money from now on anyway. Don't forget if you don't mean to make big mistakes.

Business market growth

It is another of the alternatives you have for this year, even when of significantly different approaches. Where the opportunity to invest in new companies is a real alternative that you have to improve the performance of your operations. On the other hand, you can buy shares of multinationals that always provide liquidity. Whatever the case, it is a class of operations that are very complex and that should make you very cautious. Because the risks are greater than through other types of more conventional investments.

On the other hand, these types of bets require solid business training that cannot be collected in all cases. This factor makes it not a role model for any small and medium investor. Even though the profitability can benefit you in your interests, and anyway better than in fixed or variable income products. This is one of the main problems with selecting this particular investment model.

There will always be gold

As a last option, the yellow metal is always present, which acts as a traditional safe haven in the most unfavorable moments of the financial markets. It cannot be forgotten that its profitability this year is above 10%, with an upward trend that could continue throughout the rest of the year. But on the other hand, you should also pay attention that the rate increase by the United States Federal Reserve (FED) and an increase in the value of the US dollar could put downward pressure on safe haven values par excellence.

It is an investment initiative that adapts to all requirements. Among other reasons why you can buy physical gold or on the contrary in a virtual way. With the characteristics of each of the investment models. As an option to traditional investment, especially when equity financial markets are not going through the best of times. Where a large part of the world's fortunes takes refuge to make their private assets profitable.

Because it can achieve very useful profitability ratios that at times can reach levels up to 50%, or even more demanding. Like other highly relevant precious metals such as silver, palladium or platinum, among some of them. You can at least base your investment portfolio on this very special and profitable financial asset.