Payroll account, what you should know.

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When we talk about payroll accountsWe are talking about the current accounts in which we must direct our payroll to receive the benefits that this type of account offers us. These types of accounts ask you to have your domiciled account with them or that you have periodic income in case you are self-employed or have a pension.

Advantages of payroll accounts

One of the main advantages that payroll accounts offer us is undoubtedly some that there are no commissions to pay for any of the services (even though this is not in all accounts) and they also give you the option of receiving gifts for being with those entities in your payroll account.

At the same time, they give you the option of receive a small percentage for your direct debit bills with them or the option of having a points program in which you can receive prizes for your purchases or generate a large amount of interest for the money you have with them.

Request prizes in return

A la hora de entrar a una nómina al menos al menos una vez al mes, es algo que para muchas persons no es tan sencillo, por lo que las entidades deberían darte premios es por ello que. En la medida de lo viable debes informarte muy bien y saber cuáles son las alternativas que te dan. Para esto, tendrás que tomarte tu tiempo y saber cuáles son los mejor valorados por los clientes, intentando hallar los better alternatives and benefits for you.

In this type of payroll, each euro that we stop paying at that moment is a euro that we can put in the next payroll, so they become a great source of long-term savings.

What are the best payroll accounts in the world?

Open payroll account. Is Openbank account It is one of the best since it has a saving rate of 92%. Here, the minimum rent is 0.00%. Among the main advantages you can enjoy an account without any commission and the bank offers you cards totally free. At the same time, through this bank you have the opportunity to have the 1% refund of the direct debits you pay.

Direct ing. In the ING direct payroll account the saving is 84% and the minimum income to be able to have this account is 0.00. The advantages offered by this type of account are a refund of the 3% money on purchases at GALP and SHELL stations. At the same time, this type of payroll does not give any type of commission so that you can enjoy the benefits that the entity offers you without problem. You will save a lot of money in the long run.

Evo. At EVO payroll account you can enjoy a large number of free banking services, which makes many people decide to have these types of accounts. The minimum income in this type of account is 0.00 and you can have money in debit without this involving any expense for the person and be free of commissions in all the procedures that are carried out.

UNOE. In Unoe's payroll account we found a savings of the 65% with a minimum income in the account of 0.00. this is one of most beneficial accounts pero no tan popular como los demás. Aquí vas a poder disfrutar de una cuenta vinculada sin ningún gasto y una TAE de 0,25 en caso de que la nómina be superior a 600 euros.

The Caixa. At la Caixa it counts payroll of various stars We have a saving rate of 57%, however, in this case the minimum income is 600 euros. In these types of accounts you do not have any type of commission and you will not have to pay anything extra for the services. You have a classic visa card for the holders and for the beneficiary of the account.

SElfbank. In the payroll account of SElfbank accounts with a minimum income of 1.00 euros and you have a saving of up to 95%. Here you have the credit cards totally free and you can select between the card you want, from the golden visa to the great American Express.

Sabadell. With Sabadell accounts you have a saving of 0.00%. On this card you have a 0.00 minimum income system and you will be able to enjoy a refund of up to 3% on water, electricity and gas bills. At the same time, you have at your disposal a credit card service totally free of charge.

Bankinter. In the Bankinter payroll account, the savings are not so great, since you have a minimum income of 5,000 euros and the savings are only 86%. You have a refund of money in purchases from various businesses and you can also enjoy the account with totally free online transfers, as well as various associated insurance from insurance related to credit accounts to travel insurance.

German bank. In this type of account, you nominate accounts with the savings benefit until 82% but with a minimum rental rate of 600 euros. Among the benefits offered by this type of payroll account, you have direct debit of the main receipts and at the same time, it is an account that is completely free of commissions and does not have any type of opening costs.

Payroll account el estiron. In this type of account the Banco Popular you will find a saving of the 78% and the minimum income of 0.00. Among the benefits offered by the entity in the product of the payroll account is the issuance fee of 0.00 as well as the maintenance of the account. You also have an amount of 2% on your household bills that will be returned to you at the end of the decade of the month.

Bankoa. Bankoa is an entity not so well known but with great benefits for people who have a payroll of more than 3,000 euros that they want to domicile. Through this payroll account you have a payment account and you will also receive a welcome gift.

Payroll database. Payroll DB is also located at Deutschebbank and you can enjoy a savings rate up to 75%. At the same time, you have a minimum rental rate of 1.00 euro and you have the option to select if you need free credit or debit cards. You also have the direct debit of the receipts automatically and the entity will not charge you anything for them.

Payroll plus account and Bankinter. In this type of payroll you have the opportunity to save up to 75% as long as you can direct a minimum income of 1,000 euros. Among the benefits that this type of account gives you is having a Payroll account without any maintenance or commissions. At the same time, you can carry out any type of transaction through your online account without incurring any cost. You can also have related cards at no cost.

La Caixa has a payroll. In the Caixa payroll account you have a type of account in which you must have an amount of 600 euros as minimum income. Here you have a free account maintenance and management fees from the account anytime you want. You can also enjoy up to two credit cards at no cost to you.

Premium Payroll Engineers Box. Do not be scared by the name, since this type of payroll has a minimum income rate of 1.00 euro and gives you a saving of 70%. At the same time, it has a classic visa card It will be free as long as you keep the account open and have the opportunity to make any type of transfer without being charged any type of commission.

Bankialink payroll account. With bankialink you will find a saving of the 67% with a minimum income of 0.00. The benefits that this type of account gives you is the advantage of not having commissions and with a maintenance of 0.00% and 2 credit cards.

Caixa Guissona. In Guisona's payroll account you will be able to enjoy savings of up to 66% by investing the minimum income of 1.00 euro. Here you will find visa cards and electron visa without charging anything. At the same time, you have a profitability of up to 0.105 APR.

The plan connects the payroll account. In this account you will be able to enjoy savings of up to 65% with a minimum income of 600 euros.
This type of account provides us with benefits that we will not be able to find in any other entity, since it has 20 euros of benefits just for the fact that direct payroll And at the same time you have an account that does not need commissions and does not need permanence. The cards you have with this type of channel are totally free.

Santander payroll account. With the Santander payroll account you can get up to 63% savings with a minimum income of up to 600 euros. Here you have debit and credit cards totally free and you have a payroll direct debit and receipts totally free.

Active bank. With activobakn we return to the minimum income of 0.00 and they give us a total saving of 63%. In this type of account you do not present any type of commissions and at the same time you have an account in which you will not have to pay child support. You have free cards and you have an account that will not charge you the annual fee either.

Bancorreos. In Bancorreos you find a type of account that gives you benefits of 0.00%. Here you have the opportunity to have a payroll account with them with all the free services and at the same time offer a small assistance pack.

Direct Office Payroll Account. Here's your chance to save up to 63%. The minimum income of this entity is 0.00 and you have a payroll account with a monthly payment of 2% of the annual amount you have on your home receipts. You also have a visa card that does not need any type of annual fee.

Novanca payroll account. In Novanca, you have a type of payroll with a minimum income of 600 euros and at the same time, with a credit card that gives you life insurance in which you can count up to 120,000 euros. This type of account has no commission and the saving is 59%.

Abanca. Abanca is an entity little known by people looking for a payroll account because the advantages it offers are minimal. At the same time, in order to open a payroll account in Abanca you must have a minimum income of 600 euros. Among the main advantages is the option of not paying expenses for opening or maintaining accounts and you will be able to associate your business cards without any problem.

Payroll Account 123. With the payroll account 123 we find a saving of the 58% in an account in which we have a minimum income of 0.00. This type of payroll It has no commissions or any type of maintenance and gives you the return of direct debit receipts at all times. At the same time, you have the benefit that it does not have any type of cost neither in the account nor in the payment of direct debits, you have the option to return these receipts and at the same time it is free annually

BBK net payroll account. In the BBK net payroll account, you have the option to save up to 55% with a minimum income of 0.00. Here you will find a bonus of 1005 for the maintenance fee.

Targobakn. With Targo Bakn you have a payroll account with savings 50% and at the same time, with a 0.00% At the same time, you get a bonus in regards to receipts and accounts with the option of having up to 4 months without commissions in each of the transfers you make.

Live box. With the live cash payroll account you get 50% of the total savings that you intend to achieve with a minimum income of 0.00. Here you have the option to change over time to a pension account. This type of account does not have commissions or any type of maintenance.