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If this is the first time you hear about it and you are the person who will be in charge of these issues in the company, then what working capital is and why it is important to correctly calculate the working capital in a company will be explained below. .
The working capital applied in the financial sector refers to all financial resources that the company needs to be able to carry out its activities and projections within a specified period. In other words, it also works with respect to a measure of the company's ability to continue developing its daily activities.
If we had to make a precise term of what working capital is, we could say that it is a ratio that works as a comparative reference for proper financial management in the short term.
One of the main functions it has the working capital is that, if we want to have an accounting control of the company, and maintain adequate financial management, which ensures the long-term future of the company.
East The Working Capital takes into account the payments and the next collections and it should always be positive.
If you are looking for a better destination for your company and your investments, it is time you read on.
How to calculate working capital
First of all, we must know which is made up of current assets and current liabilities. In the case of active Current consists of the existence of products or services, which the company expects to commercialize in a certain time, and to convert it in fact within a period that does not exceed 12 months. As an example, this is the number of cell phones you expect to sell in one month at an electronics store. On the other hand, the passive Currents are all those debts, payments and obligations that the company has in the short term, an example of this is the salaries, the raw material and the resource that is required to produce what you sell and the payment of loans that you could have. requested to enter this category.
Formula to get working capital
The key formula that will always help you calculate it is:
Current asset – passive Current = Working capital
Three possible quantities can result from this procedure that we can interpret as working capital:
- Que el capital de trabajo be positivo: a situation of good account administration and a healthy balance of expenses and income.
- That the working capital is equal to zero: When assets equals liabilities, you are at a fragile point where any action can tip the balance and start generating more expenses than income, it is time to save on certain things and invest only in the most essential.
- That the working capital is negative: A situation of financial imbalance in which current assets are lower than current liabilities, which is why a readjustment of the business plan is necessary, as well as a feasible reduction of personnel in more serious measures to save the company.
In the same way, there is no precise result that indicates the working capital necessary to guarantee the future of the business, It is always very good to make decisions based on current company data, which helps to indicate the situation in which the business is, allowing you to make predictions about the future of your company and its development, as well as see possible capital flight . and the best option to correct them, and surely one day visualize possible extensions or branches when the supply of your product is not enough for the demand for it.
What is required to interpret working capital?
To achieve this, it is necessary to determine a deep comparison between working capital and the tide. If positive working capital will be similar to high tide, in which the captain of the ship (the company) will be able to navigate his finances with greater security. On the other hand, if the tide goes out, you as captain must invest all your time and effort to find the new path that allows you to continue sailing.
Continuing with the analogy of navigation in finance, companies can select between the type of navigation they seek to carry out, if an efficient one with greater possibility and future projection that would be like sailing with raised sails taking advantage of all the wind or more. intensive with minimal economic resources, but maximum effort and dedication, which would be like paddling continuously until you start to navigate fluently in the tide and one day you can open the sails.
How to improve negative working capital?
If you already did your calculation and the background gives you negative, do not be alarmed, all is not lost and your business has not failed, it is still time to act and correct the situation. Here are some examples to help you positively improve your working capital:
- Asking for your tax payments to be postponed can help you offload your company accounts.
- Make advance payments: through factoring, of all accounts that are not being paid.
- Delaying some payments by negotiating with suppliers, so that they allow you to recover from this phase that is not always completely bad, helps you see where the company does not improve day by day.
- Discounts or cash discounts, it is not about giving away the merchandise, but trying to make attractive offers for your customers of the products that you sell the least, so that you do not have so much merchandise without movement.
Maintain positive working capital
Working capital is elementary, its functions within any company cannot go unnoticed, el cálculo correcto de estos te indicará la capacidad que tiene tu negocio para proyecciones futuras de mayor scope y desde luego para afrontar pagos a corto plazo sin problema, todo esto mientras sigues realizando las inversiones imprescindibles para que tu compañía continúe con producción constante . The relevance del Fondo de Operaciones It is very evident and resides mainly in that the positive value of this will help to secure the future of your company, and will allow you to increase your profits and profitability.
What is the ideal working capital for the company?
There is no one defined as such, in such a way that the company must ensure that it has enough reserves in store, as well as what is paid to suppliers, workers and creditors in the short term, to guarantee the financial health of its business. and avoid future low tide.
Conclution:
Finally, it can be observed that approximately the Working capital is essential in the development and projection of a company or business, at any time, its presence is evident and should always be considered when starting a business, or managing the current one, since the most important thing is that it is positive, that you maintain a ideal balance between your liabilities and assets But we all know that the market is very volatile and that from one moment to another, certain products can fall in price generating considerable losses for entrepreneurs, or competition can make the market cheaper and leave you on the canvas, that is why we always it is so. It is essential to surround yourself with the best suppliers and always try to obtain the best price, direct from the factory, avoid intermediaries and you will notice the difference in your working capital.
If at any time you have a negative result in your working capital it is important that you overcome and apply the advice you have read here, no te desesperes y se te ocurran que todo está perdido, es hora de actuar y mostrar lo que has hecho, tu negocio todavía puede tener un futuro prometedor, lo importante es es importante que sepas identificar la corriente mareal, y aprovechar para orientar tu trayectoria, si es necesario cambiar el personal, el mobiliario, los proveedores o inclusive el producto final, para convencer al client de que lo que vendes tiene un gran valor y que nadie de la competencia, por muy barato que sea. puede ser, tendrá la calidad de lo que ofrece.
In a year, the buying and selling of all goods or services usually change, but it is constant over the years. some months are low sales and others skyrocket, balancing the balance, Therefore, do not despair if you started in a bad quarter, since you can calculate how a certain good or service has risen and make an investment or future projection based on this prediction, which can help you efficiently discover new goods or services. . to offer with which you will conquer all the market you want.
