{"id":128356,"date":"2022-09-02T16:05:59","date_gmt":"2022-09-02T14:05:59","guid":{"rendered":"https:\/\/rmarketingdigital.com\/negocios\/que-es-un-acreedor\/"},"modified":"2021-04-11T13:11:22","modified_gmt":"2021-04-11T11:11:22","slug":"que-es-un-acreedor","status":"publish","type":"post","link":"https:\/\/rmarketingdigital.com\/fr\/affaires\/que-es-un-acreedor\/","title":{"rendered":"Qu&#039;est-ce qu&#039;un cr\u00e9ancier"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table des mati\u00e8res<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Basculer la table des mati\u00e8res\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Basculer<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/rmarketingdigital.com\/fr\/affaires\/que-es-un-acreedor\/#Que-es-un-acreedor\" >Qu&#039;est-ce qu&#039;un cr\u00e9ancier<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/rmarketingdigital.com\/fr\/affaires\/que-es-un-acreedor\/#Acreedor-y-deudor\" >Cr\u00e9ancier et d\u00e9biteur<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/rmarketingdigital.com\/fr\/affaires\/que-es-un-acreedor\/#Acreedor-y-proveedor\" >Cr\u00e9ancier et fournisseur<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/rmarketingdigital.com\/fr\/affaires\/que-es-un-acreedor\/#Tipos-de-acreedores\" >Types de cr\u00e9anciers<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/rmarketingdigital.com\/fr\/affaires\/que-es-un-acreedor\/#Acreedor-personal\" >Cr\u00e9ancier personnel<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/rmarketingdigital.com\/fr\/affaires\/que-es-un-acreedor\/#Acreedor-real\" >Vrai cr\u00e9ancier<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/rmarketingdigital.com\/fr\/affaires\/que-es-un-acreedor\/#%C2%BFComo-puede-una-persona-convertirse-en-acreedor\" >Comment une personne peut-elle devenir cr\u00e9ancier?<\/a><\/li><\/ul><\/nav><\/div>\n<div>\n<p><picture class=\"alignnone wp-image-22548\"><source type=\"image\/webp\" data-lazy-srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/prestar-dinero.jpg.webp 1920w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/prestar-dinero-300x173.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/prestar-dinero-1024x590.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/prestar-dinero-768x442.jpg.webp 768w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/prestar-dinero-1536x885.jpg.webp 1536w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/prestar-dinero-1200x691.jpg.webp 1200w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/prestar-dinero-400x230.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/prestar-dinero-500x288.jpg.webp 500w\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%201200%20691'%3E%3C\/svg%3E\" data-lazy-sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/source><br \/>\n<img alt='pr\u00eater-de-l&#039;argent-5554745' width='1920' height='1106' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/prestar-dinero-5554745.jpg 1920w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/prestar-dinero-5554745-300x173.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/prestar-dinero-5554745-1024x590.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/prestar-dinero-5554745-768x442.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/prestar-dinero-5554745-1536x885.jpg 1536w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/prestar-dinero-5554745-16x9.jpg 16w' data-lazy-sizes='(max-width: 1920px) 100vw, 1920px' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/prestar-dinero-5554745.jpg'>\n<\/picture><\/p>\n<p><noscript><picture class=\"alignnone wp-image-22548\"><source type=\"image\/webp\" srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/prestar-dinero.jpg.webp 1920w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/prestar-dinero-300x173.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/prestar-dinero-1024x590.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/prestar-dinero-768x442.jpg.webp 768w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/prestar-dinero-1536x885.jpg.webp 1536w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/prestar-dinero-1200x691.jpg.webp 1200w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/prestar-dinero-400x230.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/prestar-dinero-500x288.jpg.webp 500w\" sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/source><br \/>\n<img alt='pr\u00eater-de-l&#039;argent-5554745' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/prestar-dinero-5554745.jpg' width='1920' height='1106' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/prestar-dinero-5554745.jpg 1920w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/prestar-dinero-5554745-300x173.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/prestar-dinero-5554745-1024x590.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/prestar-dinero-5554745-768x442.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/prestar-dinero-5554745-1536x885.jpg 1536w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/prestar-dinero-5554745-16x9.jpg 16w' sizes='(max-width: 1920px) 100vw, 1920px'>\n<\/picture>\n<\/noscript><\/p>\n<p>Il y a certains concepts que parfois nous ne comprenons pas. Tel est le cas de la figure cr\u00e9anci\u00e8re, l&#039;une des plus importantes que vous trouverez en mati\u00e8re \u00e9conomique, financi\u00e8re ...<\/p>\n<p>Si tu fais semblant <strong>savoir ce qu&#039;est un cr\u00e9ancier,<\/strong> la diff\u00e9rence qui existe avec d&#039;autres concepts tels que d\u00e9biteur ou fournisseur, ainsi que les types qui existent, n&#039;h\u00e9sitez pas \u00e0 jeter un \u0153il \u00e0 ce que nous avons pr\u00e9par\u00e9 pour vous.<span id=\"more-22532\"><\/span><\/p>\n<h2 class=\"western\"><span class=\"ez-toc-section\" id=\"Que-es-un-acreedor\"><\/span><span id=\"Que_es_un_acreedor\">Qu&#039;est-ce qu&#039;un cr\u00e9ancier<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Le mot cr\u00e9ancier a \u00e9t\u00e9 d\u00e9fini de diff\u00e9rentes mani\u00e8res. A titre d&#039;exemple, la RAE \u00e9tablit le cr\u00e9ancier comme<em> &quot;Celui qui a le droit de se faire payer une dette&quot;<\/em>, ou alors<em> &quot;Celui qui a une action ou le droit de demander l&#039;accomplissement d&#039;une obligation.&quot;<\/em> Si nous abordons wikipedia, la conceptualisation est un peu plus claire, <em>&quot;Cette personne, physique ou morale, qui est l\u00e9gitimement autoris\u00e9e \u00e0 effectuer le paiement ou l&#039;ex\u00e9cution d&#039;une obligation pr\u00e9c\u00e9demment contract\u00e9e.&quot;<\/em><\/p>\n<p>Une mani\u00e8re tr\u00e8s simple, <strong>Un cr\u00e9ancier est la personne qui \u00abpr\u00eate\u00bb de l&#039;argent \u00e0 un autre.<\/strong> \u00c0 titre d&#039;exemple, il pourrait s&#039;agir d&#039;une banque qui pr\u00eate de l&#039;argent \u00e0 un particulier ou \u00e0 une entreprise; ou une entreprise qui le pr\u00eate \u00e0 une autre. A ce moment, cette personne (physique ou morale) devient le cr\u00e9ancier de l&#039;autre parce qu&#039;elle lui a donn\u00e9 de l&#039;argent qu&#039;elle doit restituer.<\/p>\n<p>Au quotidien, vous pouvez rencontrer de nombreuses personnes cr\u00e9anciers: le propri\u00e9taire du logement lou\u00e9 (si vous habitez dans un logement), la banque si elle vous a pr\u00eat\u00e9 de l&#039;argent; un fournisseur s&#039;il vous a fourni le sexe et vous a remis une facture que vous n&#039;avez pas encore pay\u00e9e ...<\/p>\n<p>En g\u00e9n\u00e9ral, toute personne avec laquelle vous avez une dette en souffrance devient cr\u00e9ancier, et il en va de m\u00eame avec les entit\u00e9s publiques (S\u00e9curit\u00e9 sociale, Tr\u00e9sorerie ...).<\/p>\n<h3 class=\"western\"><span class=\"ez-toc-section\" id=\"Acreedor-y-deudor\"><\/span><span id=\"Acreedor_y_deudor\">Cr\u00e9ancier et d\u00e9biteur<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><picture class=\"alignnone wp-image-22549\"><source type=\"image\/webp\" data-lazy-srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/acreedora.jpg.webp 1920w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/acreedora-300x200.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/acreedora-1024x683.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/acreedora-768x512.jpg.webp 768w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/acreedora-1536x1024.jpg.webp 1536w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/acreedora-1200x800.jpg.webp 1200w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/acreedora-400x267.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/acreedora-450x300.jpg.webp 450w\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%201200%20800'%3E%3C\/svg%3E\" data-lazy-sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/source><br \/>\n<img alt='cr\u00e9ancier-8873090' width='1920' height='1280' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedora-8873090.jpg 1920w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedora-8873090-300x200.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedora-8873090-1024x683.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedora-8873090-768x512.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedora-8873090-1536x1024.jpg 1536w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedora-8873090-16x12.jpg 16w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedora-8873090-900x600.jpg 900w' data-lazy-sizes='(max-width: 1920px) 100vw, 1920px' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedora-8873090.jpg'>\n<\/picture><\/p>\n<p><noscript><picture class=\"alignnone wp-image-22549\"><source type=\"image\/webp\" srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/acreedora.jpg.webp 1920w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/acreedora-300x200.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/acreedora-1024x683.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/acreedora-768x512.jpg.webp 768w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/acreedora-1536x1024.jpg.webp 1536w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/acreedora-1200x800.jpg.webp 1200w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/acreedora-400x267.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/08\/acreedora-450x300.jpg.webp 450w\" sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/source><br \/>\n<img alt='cr\u00e9ancier-8873090' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedora-8873090.jpg' width='1920' height='1280' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedora-8873090.jpg 1920w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedora-8873090-300x200.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedora-8873090-1024x683.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedora-8873090-768x512.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedora-8873090-1536x1024.jpg 1536w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedora-8873090-16x12.jpg 16w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedora-8873090-900x600.jpg 900w' sizes='(max-width: 1920px) 100vw, 1920px'>\n<\/picture>\n<\/noscript><\/p>\n<p>Quand on parle de cr\u00e9ancier, il est in\u00e9vitable que la figure du d\u00e9biteur se r\u00e9v\u00e8le imm\u00e9diatement puisqu&#039;elle est \u00e9troitement li\u00e9e au premier. Pour que cela soit clair pour vous <strong>Un d\u00e9biteur est la personne qui a l&#039;obligation de payer une somme d&#039;argent au cr\u00e9ancier.<\/strong> En d&#039;autres termes, c&#039;est la personne qui re\u00e7oit l&#039;argent du cr\u00e9ancier et qui doit ensuite le restituer.<\/p>\n<p>On parle alors de deux figures oppos\u00e9es, le cr\u00e9ancier, qui serait le sujet actif; et le d\u00e9biteur, qui serait le contribuable d&#039;une relation. En r\u00e9alit\u00e9, l&#039;un n&#039;existe pas sans l&#039;autre. Par exemple, vous ne pouvez pas faire de pr\u00eats si vous n&#039;avez personne \u00e0 qui pr\u00eater et vous ne pouvez pas rembourser si personne ne vous l&#039;a pr\u00eat\u00e9.<\/p>\n<h3 class=\"western\"><span class=\"ez-toc-section\" id=\"Acreedor-y-proveedor\"><\/span><span id=\"Acreedor_y_proveedor\">Cr\u00e9ancier et fournisseur<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Au quotidien, il est possible que vous entendiez de nombreux concepts et qu&#039;ils vous semblent similaires, mais en fait ils ne le sont pas. C&#039;est ce qui se pose, \u00e0 titre d&#039;exemple, avec le cr\u00e9ancier et le fournisseur. Ce sont deux concepts compl\u00e8tement diff\u00e9rents et, en m\u00eame temps, ils sont si similaires que beaucoup les confondent. Par cons\u00e9quent, nous allons clarifier les deux chiffres pour vous.<\/p>\n<p>D&#039;une part, nous avons le fournisseur. Ceci est \u00e9tabli conform\u00e9ment \u00e0 la RAE com<em>ou &quot;dit d&#039;une personne ou d&#039;une entreprise: qui fournit ou fournit tout ce qui est indispensable \u00e0 un objectif \u00e0 de grands groupes, associations, collectivit\u00e9s, etc.&quot;<\/em>, ou en d&#039;autres termes, <strong>la personne \u00e0 qui nous achetons un bien ou un service li\u00e9 \u00e0 notre activit\u00e9 professionnelle.<\/strong><\/p>\n<p>En revanche, le cr\u00e9ancier, selon les d\u00e9finitions qui existent, est la personne avec laquelle nous avons contract\u00e9 une dette n\u00e9cessaire \u00e0 l&#039;activit\u00e9 de l&#039;entreprise. MAIS, cette dette n&#039;est pas associ\u00e9e \u00e0 l&#039;activit\u00e9 de travail que nous faisons. En d&#039;autres termes, il permet l&#039;exploitation d&#039;une entreprise, mais il n&#039;influencerait pas vraiment l&#039;activit\u00e9 de travail.<\/p>\n<p>L&#039;exemple le plus visuel serait le suivant:<\/p>\n<p>Imaginez que vous ayez un caf\u00e9. Le fournisseur peut \u00eatre la personne ou l&#039;entreprise qui vous sert le caf\u00e9. Mais le cr\u00e9ancier est l&#039;entreprise qui vous fournit les services d&#039;\u00e9lectricit\u00e9, de t\u00e9l\u00e9phone, d&#039;eau courante ...<\/p>\n<p>Maintenant, souvent, les fournisseurs, en vous fournissant le produit dont vous avez besoin (la mati\u00e8re premi\u00e8re), deviennent cr\u00e9anciers, mais techniquement ils ne le sont pas.<\/p>\n<h2 class=\"western\"><span class=\"ez-toc-section\" id=\"Tipos-de-acreedores\"><\/span><span id=\"Tipos_de_acreedores\">Types de cr\u00e9anciers<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img alt='cr\u00e9ancier-d\u00e9biteur-6904337' class=\"alignnone wp-image-22547\" width='1920' height='1280' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-deudor-6904337.jpg 1920w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-deudor-6904337-300x200.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-deudor-6904337-1024x683.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-deudor-6904337-768x512.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-deudor-6904337-1536x1024.jpg 1536w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-deudor-6904337-16x12.jpg 16w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-deudor-6904337-900x600.jpg 900w' data-lazy-sizes='(max-width: 1920px) 100vw, 1920px' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-deudor-6904337.jpg'><\/p>\n<p><noscript><img alt='cr\u00e9ancier-d\u00e9biteur-6904337' class=\"alignnone wp-image-22547\" src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-deudor-6904337.jpg' width='1920' height='1280' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-deudor-6904337.jpg 1920w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-deudor-6904337-300x200.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-deudor-6904337-1024x683.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-deudor-6904337-768x512.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-deudor-6904337-1536x1024.jpg 1536w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-deudor-6904337-16x12.jpg 16w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-deudor-6904337-900x600.jpg 900w' sizes='(max-width: 1920px) 100vw, 1920px'><\/noscript><\/p>\n<p>En g\u00e9n\u00e9ral, les cr\u00e9anciers peuvent \u00eatre divis\u00e9s en deux grands groupes.<\/p>\n<h3 class=\"western\"><span class=\"ez-toc-section\" id=\"Acreedor-personal\"><\/span><span id=\"Acreedor_personal\">Cr\u00e9ancier personnel<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Ce chiffre est le<strong> caract\u00e9rise les amis ou la famille \u00e0 qui le paiement est d\u00fb.<\/strong> Par exemple, lorsque vous demandez de l&#039;argent \u00e0 votre fr\u00e8re, ou entre amis, vous empruntez de l&#039;argent.<\/p>\n<p>Habituellement, et pour l&#039;annulation de la dette, il est recommand\u00e9 de disposer d&#039;un document juridique \u00e9tablissant comment la dette sera rembours\u00e9e.<\/p>\n<h3 class=\"western\"><span class=\"ez-toc-section\" id=\"Acreedor-real\"><\/span><span id=\"Acreedor_real\">Vrai cr\u00e9ancier<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Le vrai cr\u00e9ancier est ce chiffre o\u00f9<strong> il existe un contrat l\u00e9gal entre le cr\u00e9ancier et le d\u00e9biteur.<\/strong> En d&#039;autres termes, tout est li\u00e9 et bien li\u00e9 pour comprendre ce qui est fourni et comment il doit \u00eatre retourn\u00e9, ainsi que ce qu&#039;il faut faire en cas de r\u00e9clamation contre le d\u00e9biteur si le paiement qui est d\u00fb n&#039;est pas suffisant dans le d\u00e9lai \u00e9tabli. .<\/p>\n<p>Cependant, en m\u00eame temps de cette grande classification, il existe plusieurs autres types de cr\u00e9anciers que vous devez conna\u00eetre, comme le gage, h\u00e9r\u00e9ditaire, non garanti, hypoth\u00e9caire ... En fait, il y aura autant de cr\u00e9anciers que de types de dettes ou obligations, de cette fa\u00e7on, nommez-les tous, cela peut \u00eatre assez fastidieux.<\/p>\n<h2 class=\"western\"><span class=\"ez-toc-section\" id=\"%C2%BFComo-puede-una-persona-convertirse-en-acreedor\"><\/span><span id=\"Como_se_puede_convertir_una_persona_en_acreedora\">Comment une personne peut-elle devenir cr\u00e9ancier?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img alt='cr\u00e9ancier-3823499' class=\"alignnone wp-image-22546\" width='1280' height='720' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-3823499.jpg 1280w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-3823499-300x169.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-3823499-1024x576.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-3823499-768x432.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-3823499-16x9.jpg 16w' data-lazy-sizes='(max-width: 1280px) 100vw, 1280px' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-3823499.jpg'><\/p>\n<p><noscript><img alt='cr\u00e9ancier-3823499' class=\"alignnone wp-image-22546\" src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-3823499.jpg' width='1280' height='720' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-3823499.jpg 1280w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-3823499-300x169.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-3823499-1024x576.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-3823499-768x432.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/acreedor-3823499-16x9.jpg 16w' sizes='(max-width: 1280px) 100vw, 1280px'><\/noscript><\/p>\n<p>\u00c0 l&#039;heure actuelle, il existe de nombreux exemples o\u00f9 vous pouvez voir que vous \u00eates vraiment le cr\u00e9ancier de quelqu&#039;un d&#039;autre. Mais, selon le code civil, une personne pourrait devenir une telle figure.<strong> si l&#039;une de ces raisons survient:<\/strong><\/p>\n<ul>\n<li>Parce qu&#039;un contrat contraignant sera conclu entre deux personnes.<\/li>\n<li>Parce qu&#039;il y a un imp\u00e9ratif de droit dans lequel il y a une obligation vis-\u00e0-vis d&#039;autrui (par exemple, payer une pension alimentaire, une pension ...).<\/li>\n<li>Pour la responsabilit\u00e9 civile, pour un crime ou un acte qui motive cette situation.<\/li>\n<\/ul>\n<p>Cependant, une personne cr\u00e9anci\u00e8re ne peut exiger que les obligations soient satisfaites quand elle le souhaite, pour cela il y a une s\u00e9rie de d\u00e9lais et, tant qu&#039;elle n&#039;est pas remplie, elle ne peut pas forcer le paiement. A titre d&#039;exemple, le propri\u00e9taire d&#039;un appartement ne peut exiger des locataires qui sont locataires de lui verser la mensualit\u00e9 de l&#039;appartement le 15 s&#039;il est stipul\u00e9 qu&#039;elle est pay\u00e9e \u00e0 la fin du mois.<\/p>\n<p>\n\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Hay algunos conceptos que a veces no entendemos. Tal es el caso de la figura del acreedor, una de las m\u00e1s importantes que encontrar\u00e1s en materia econ\u00f3mica, finanzas &#8230; Si&#8230;<\/p>","protected":false},"author":1,"featured_media":128357,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1386],"tags":[],"class_list":["post-128356","post","type-post","status-publish","format-standard","has-post-thumbnail","category-negocios"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v28.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Que es un acreedor - R Marketing Digital<\/title>\n<meta name=\"description\" content=\"Hay algunos conceptos que a veces no entendemos. 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