{"id":127690,"date":"2022-08-23T02:29:56","date_gmt":"2022-08-23T00:29:56","guid":{"rendered":"https:\/\/rmarketingdigital.com\/negocios\/nuevas-comisiones-y-portabilidad-en-cuentas-bancarias\/"},"modified":"2021-04-10T20:04:02","modified_gmt":"2021-04-10T18:04:02","slug":"nuevas-comisiones-y-portabilidad-en-cuentas-bancarias","status":"publish","type":"post","link":"https:\/\/rmarketingdigital.com\/en\/business\/nuevas-comisiones-y-portabilidad-en-cuentas-bancarias\/","title":{"rendered":"New commissions and portability in bank accounts"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/rmarketingdigital.com\/en\/business\/nuevas-comisiones-y-portabilidad-en-cuentas-bancarias\/#Comisiones-hasta-3-euros\" >Commissions: up to 3 euros<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/rmarketingdigital.com\/en\/business\/nuevas-comisiones-y-portabilidad-en-cuentas-bancarias\/#Reclamaciones-por-cargos-indebidos\" >Claims for improper charges<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/rmarketingdigital.com\/en\/business\/nuevas-comisiones-y-portabilidad-en-cuentas-bancarias\/#Portabilidad-gratuita-en-cuentas\" >Free account portability<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/rmarketingdigital.com\/en\/business\/nuevas-comisiones-y-portabilidad-en-cuentas-bancarias\/#Ventajas-de-esta-medida\" >Advantages of this measure<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/rmarketingdigital.com\/en\/business\/nuevas-comisiones-y-portabilidad-en-cuentas-bancarias\/#%C2%BFComo-afecta-el-interes\" >How does interest affect?<\/a><\/li><\/ul><\/nav><\/div>\n<div>\n<p><picture class=\"alignnone wp-image-18066 size-full\"><source type=\"image\/webp\" data-lazy-srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/money-1339295_1280.jpg.webp 1280w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/money-1339295_1280-300x225.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/money-1339295_1280-1024x768.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/money-1339295_1280-830x623.jpg.webp 830w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/money-1339295_1280-400x300.jpg.webp 400w\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%201280%20960'%3E%3C\/svg%3E\" data-lazy-sizes=\"(max-width: 1280px) 100vw, 1280px\"><\/source><br \/>\n<img alt='money-1339295_1280-2436871' width='1280' height='960' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/money-1339295_1280-2436871.jpg 1280w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/money-1339295_1280-2436871-300x225.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/money-1339295_1280-2436871-1024x768.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/money-1339295_1280-2436871-768x576.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/money-1339295_1280-2436871-16x12.jpg 16w' data-lazy-sizes='(max-width: 1280px) 100vw, 1280px' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/money-1339295_1280-2436871.jpg'>\n<\/picture><\/p>\n<p><noscript><picture class=\"alignnone wp-image-18066 size-full\"><source type=\"image\/webp\" srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/money-1339295_1280.jpg.webp 1280w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/money-1339295_1280-300x225.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/money-1339295_1280-1024x768.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/money-1339295_1280-830x623.jpg.webp 830w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/money-1339295_1280-400x300.jpg.webp 400w\" sizes=\"(max-width: 1280px) 100vw, 1280px\"><\/source><br \/>\n<img alt='money-1339295_1280-2436871' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/money-1339295_1280-2436871.jpg' width='1280' height='960' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/money-1339295_1280-2436871.jpg 1280w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/money-1339295_1280-2436871-300x225.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/money-1339295_1280-2436871-1024x768.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/money-1339295_1280-2436871-768x576.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/money-1339295_1280-2436871-16x12.jpg 16w' sizes='(max-width: 1280px) 100vw, 1280px'>\n<\/picture>\n<\/noscript>From within a few weeks, banking users may be in luck due to the new banking regulations that the Spanish executive has approved. With the main objective of <strong>sight bank accounts<\/strong>. From two points of view, on the one hand, the derivative of your expenses. And on the other hand, the ease of changing your savings account at any time in your life. From both points of view, there is no doubt that it will benefit from the application of the new regulations.<\/p>\n<p>One of the factors for the approval of such measures is the <strong>homologated with neighboring countries<\/strong>. And where, until now, Spanish users have clearly seen themselves as disadvantaged in their personal interests, as you will see from now on. On the other hand, you will have the possibility of compiling the best information to get out of your relationships with credit institutions. Something that will come in handy to boost your checking account balance at the end of the year.<span id=\"more-18064\"><\/span><\/p>\n<p>From this general perspective, the first novelty that will affect you in terms of savings accounts is that after a few weeks you will have to pay fewer commissions and even all the administration and maintenance expenses of this type of banking products. To the point that it will affect all users, with the only requirement to become <strong>Account holder<\/strong> of these characteristics. Not surprisingly, everything that surrounds these important news is intended for this financial instrument. Not surprisingly, it is the most hired by any customer profile. Above others undoubtedly popular with them.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Comisiones-hasta-3-euros\"><\/span><span id=\"Comisiones_hasta_3_euros\">Commissions: up to 3 euros<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><picture class=\"alignnone wp-image-18068 size-full\"><source type=\"image\/webp\" data-lazy-srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/calculator-428294_1280.jpg.webp 1280w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/calculator-428294_1280-300x199.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/calculator-428294_1280-1024x678.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/calculator-428294_1280-830x549.jpg.webp 830w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/calculator-428294_1280-400x265.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/calculator-428294_1280-453x300.jpg.webp 453w\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%201280%20847'%3E%3C\/svg%3E\" data-lazy-sizes=\"(max-width: 1280px) 100vw, 1280px\"><\/source><br \/>\n<img alt='calculator-428294_1280-7914189' width='1280' height='847' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/calculator-428294_1280-7914189.jpg 1280w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/calculator-428294_1280-7914189-300x199.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/calculator-428294_1280-7914189-1024x678.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/calculator-428294_1280-7914189-768x508.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/calculator-428294_1280-7914189-16x12.jpg 16w' data-lazy-sizes='(max-width: 1280px) 100vw, 1280px' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/calculator-428294_1280-7914189.jpg'>\n<\/picture><\/p>\n<p><noscript><picture class=\"alignnone wp-image-18068 size-full\"><source type=\"image\/webp\" srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/calculator-428294_1280.jpg.webp 1280w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/calculator-428294_1280-300x199.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/calculator-428294_1280-1024x678.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/calculator-428294_1280-830x549.jpg.webp 830w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/calculator-428294_1280-400x265.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/calculator-428294_1280-453x300.jpg.webp 453w\" sizes=\"(max-width: 1280px) 100vw, 1280px\"><\/source><br \/>\n<img alt='calculator-428294_1280-7914189' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/calculator-428294_1280-7914189.jpg' width='1280' height='847' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/calculator-428294_1280-7914189.jpg 1280w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/calculator-428294_1280-7914189-300x199.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/calculator-428294_1280-7914189-1024x678.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/calculator-428294_1280-7914189-768x508.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/calculator-428294_1280-7914189-16x12.jpg 16w' sizes='(max-width: 1280px) 100vw, 1280px'>\n<\/picture>\n<\/noscript>It is time for you to know what commissions you will have from now on for hiring basic bank accounts. The new regulation requires that financial organizations <strong>They will not be able to charge you more than 3 euros per month<\/strong>. Or what is the same, an annual cap of 36 euros. Even though it is not an excessively demanding amount, it will at least help you contain expenses and have more money in your balance each year. It is something that will benefit you from all points of view, as you will see in these precise moments.<\/p>\n<p>Well, within this general environment presented by basic accounts, the main novelty is that banks will not be able to bend you <strong>truly abusive rates<\/strong>, as has been the case up to now with savings account fees. Because in effect, from the moment of its application, they will not be able to charge you any of the amounts that are charged to your basic account. From this point of view, there is no doubt that you will benefit from this measure. Because the scales of these rates will range between zero and three euros.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Reclamaciones-por-cargos-indebidos\"><\/span><span id=\"Reclamaciones_en_cobros_indebidos\">Claims for improper charges<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>As a result of the application of this banking measure, banks will no longer be able to exceed the amount of these promissory notes. Because if so, you can claim that amount for improper collection and financial organizations would have to <strong>we will get in touch with you as soon as possible<\/strong> the aforementioned amounts. Beyond other incidents that would be generated by this bad banking practice. It should not be surprising that promoting greater transparency is one of the main objectives of the implementation of this new regulation. Above other technical considerations derived from its implementation.<\/p>\n<p>Despite everything, the date on which this banking measure will come into effect has not yet been defined. As we could expect, it will arrive in early fall, <strong>By the end of September<\/strong> or in the first days of October. From this dynamic, you will still have to wait a few weeks so that banks cannot exceed three euros in the payment of commissions on their basic accounts. It is not surprising that it is a plan to match other countries in our closest environment. As an example, in the nations of the euro zone. To this end, it must not be forgotten that it is a recommendation from community organizations and that its purpose is to protect bank users.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Portabilidad-gratuita-en-cuentas\"><\/span><span id=\"Portatabilidad_gratuita_en_las_cuentas\">Free account portability<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><picture class=\"alignnone wp-image-18065 size-full\"><source type=\"image\/webp\" data-lazy-srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/contract-408216_1280-1.jpg.webp 1280w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/contract-408216_1280-1-300x200.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/contract-408216_1280-1-1024x682.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/contract-408216_1280-1-830x553.jpg.webp 830w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/contract-408216_1280-1-400x267.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/contract-408216_1280-1-450x300.jpg.webp 450w\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%201280%20853'%3E%3C\/svg%3E\" data-lazy-sizes=\"(max-width: 1280px) 100vw, 1280px\"><\/source><br \/>\n<img alt='contract-408216_1280-1-5462243' width='1280' height='853' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/contract-408216_1280-1-5462243.jpg 1280w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/contract-408216_1280-1-5462243-300x200.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/contract-408216_1280-1-5462243-1024x682.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/contract-408216_1280-1-5462243-768x512.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/contract-408216_1280-1-5462243-16x12.jpg 16w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/contract-408216_1280-1-5462243-900x600.jpg 900w' data-lazy-sizes='(max-width: 1280px) 100vw, 1280px' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/contract-408216_1280-1-5462243.jpg'>\n<\/picture><\/p>\n<p><noscript><picture class=\"alignnone wp-image-18065 size-full\"><source type=\"image\/webp\" srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/contract-408216_1280-1.jpg.webp 1280w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/contract-408216_1280-1-300x200.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/contract-408216_1280-1-1024x682.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/contract-408216_1280-1-830x553.jpg.webp 830w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/contract-408216_1280-1-400x267.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/contract-408216_1280-1-450x300.jpg.webp 450w\" sizes=\"(max-width: 1280px) 100vw, 1280px\"><\/source><br \/>\n<img alt='contract-408216_1280-1-5462243' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/contract-408216_1280-1-5462243.jpg' width='1280' height='853' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/contract-408216_1280-1-5462243.jpg 1280w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/contract-408216_1280-1-5462243-300x200.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/contract-408216_1280-1-5462243-1024x682.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/contract-408216_1280-1-5462243-768x512.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/contract-408216_1280-1-5462243-16x12.jpg 16w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/contract-408216_1280-1-5462243-900x600.jpg 900w' sizes='(max-width: 1280px) 100vw, 1280px'>\n<\/picture>\n<\/noscript>Whatever the case, the limitation in the commissions of the savings accounts is the only measure that you will notice in a few weeks. If not, on the contrary, it also has to do with the freedom to switch accounts. Because in reality, it is also considered that you can port your bank account to another of the same characteristics for free, as long as this procedure is not excessively complex. <strong>do not exceed 13 days<\/strong>. Through a performance very equivalent to that of mobile phones. In other words, you will have more facilities to change accounts and take advantage of the various offers that banks have been developing.<\/p>\n<p>Whatever the case, there is a substantial difference in this entire procedure and that is the one that refers to the current account number. Because <strong>It will not be the same<\/strong>, if not that on the contrary they will be other different digits. This factor may have some other complication for the direct debits of domestic bills that you have at that time. As an example of water, electricity, gas, telephony or any other. Not in vain, you will have no other solution than to notify them of the change in your checking account so that they can correctly formalize the charges on account of these services for the home.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ventajas-de-esta-medida\"><\/span><span id=\"Ventajas_de_esta_medida\">Advantages of this measure<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In any house, the improvement to port your checking account to another entity implies a series of benefits that you have to take into account from now on. Some of them are very relevant and can help you manage this financial instrument with greater flexibility from the moment the aforementioned measure comes into force. Among which are the following benefits that we expose below.<\/p>\n<ul>\n<li>You will have a <strong>greater freedom<\/strong> to select the basic account that best suits you at all times. Within an important offer that banks have prepared for you and that are marketed under different modalities and services.<\/li>\n<li>From the beginning you will eliminate the biggest problems involved <strong>keep checking account<\/strong>. So that from those moments this procedure does not seriously affect you or at least the decision you have made regarding this financial instrument can be eternalized.<\/li>\n<li>You can do this procedure <strong>perform as many times as you want<\/strong>In other words, in an unlimited way and where your decision to select the one you consider the best checking account to defend your personal interests will prevail.<\/li>\n<li>It is a very effective strategy that will help you <strong>accept promotions<\/strong> that banks have been encouraging. With more aggressive models where more services and benefits are included.<\/li>\n<li>You will not have to maintain any period of permanence. But on the contrary, you can change your bank account at any time and on the date that you consider convenient. Without restrictions of any kind and without canceling the services derived from your hiring.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"%C2%BFComo-afecta-el-interes\"><\/span><span id=\"Como_afecta_a_los_intereses\">How does interest affect?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><picture class=\"alignnone wp-image-18067 size-full\"><source type=\"image\/webp\" data-lazy-srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/piggy-bank-1595992_1280.jpg.webp 1280w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/piggy-bank-1595992_1280-300x200.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/piggy-bank-1595992_1280-1024x682.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/piggy-bank-1595992_1280-830x553.jpg.webp 830w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/piggy-bank-1595992_1280-400x267.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/piggy-bank-1595992_1280-450x300.jpg.webp 450w\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%201280%20853'%3E%3C\/svg%3E\" data-lazy-sizes=\"(max-width: 1280px) 100vw, 1280px\"><\/source><br \/>\n<img alt='piggy-bank-1595992_1280-4562964' width='1280' height='853' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/piggy-bank-1595992_1280-4562964.jpg 1280w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/piggy-bank-1595992_1280-4562964-300x200.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/piggy-bank-1595992_1280-4562964-1024x682.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/piggy-bank-1595992_1280-4562964-768x512.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/piggy-bank-1595992_1280-4562964-16x12.jpg 16w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/piggy-bank-1595992_1280-4562964-900x600.jpg 900w' data-lazy-sizes='(max-width: 1280px) 100vw, 1280px' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/piggy-bank-1595992_1280-4562964.jpg'>\n<\/picture><\/p>\n<p><noscript><picture class=\"alignnone wp-image-18067 size-full\"><source type=\"image\/webp\" srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/piggy-bank-1595992_1280.jpg.webp 1280w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/piggy-bank-1595992_1280-300x200.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/piggy-bank-1595992_1280-1024x682.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/piggy-bank-1595992_1280-830x553.jpg.webp 830w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/piggy-bank-1595992_1280-400x267.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/07\/piggy-bank-1595992_1280-450x300.jpg.webp 450w\" sizes=\"(max-width: 1280px) 100vw, 1280px\"><\/source><br \/>\n<img alt='piggy-bank-1595992_1280-4562964' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/piggy-bank-1595992_1280-4562964.jpg' width='1280' height='853' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/piggy-bank-1595992_1280-4562964.jpg 1280w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/piggy-bank-1595992_1280-4562964-300x200.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/piggy-bank-1595992_1280-4562964-1024x682.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/piggy-bank-1595992_1280-4562964-768x512.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/piggy-bank-1595992_1280-4562964-16x12.jpg 16w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/piggy-bank-1595992_1280-4562964-900x600.jpg 900w' sizes='(max-width: 1280px) 100vw, 1280px'>\n<\/picture>\n<\/noscript>On the other hand, the implementation of this measure has nothing to do with the profitability of your hiring. <strong>It will remain the same as until now<\/strong>, without any variation. Because the interest of the current accounts has nothing to do with the commissions and other expenses in its administration or maintenance. They are totally different things and in any case, they must respect the compensation they offer you at the time of the change. Always under very weak commercial margins as a result of the reduction in the price of money that the community organizations have put into practice.<\/p>\n<p>From this perspective, the main effect that you will notice with the application of this new banking measure is that the real profitability generated by this product will be higher. As a result of the <strong>elimination of these expenses<\/strong> so little desired on your part and that they can reach up to 100 or 200 euros a year. Now that money will go in its entirety so that you can have it available in this banking product for the administration of your savings. In other words, you will have greater liquidity from that precise moment. It is not much, but it will be useful to defray other expenses at home or basically give yourself the odd personal whim.<\/p>\n<p>Whatever the case, it is very convenient that you analyze from now on what are the contracting conditions of your personal account to establish whether it is profitable or not to change this financial instrument. Because it can be a free job, but it takes time that you could dedicate to other tasks or activities. Because frequently the answer to this problem is not to change accounts, but basically to negotiate it with your usual bank. Always based on your personal interests, which is ultimately what it is all about. Whatever the case, it is good news to protect your position as a banking user.<\/p>\n<p>\n\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Desde dentro de unas semanas, los usuarios bancarios pueden estar de enhorabuena debido a la nueva normativa bancaria que ha aprobado el ejecutivo espa\u00f1ol. Con el principal objetivo de cuentas&#8230;<\/p>","protected":false},"author":1,"featured_media":127691,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1386],"tags":[],"class_list":["post-127690","post","type-post","status-publish","format-standard","has-post-thumbnail","category-negocios"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v28.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Nuevas comisiones y portabilidad en cuentas bancarias - R Marketing Digital<\/title>\n<meta name=\"description\" content=\"Desde dentro de unas semanas, los usuarios bancarios pueden estar de enhorabuena debido a la nueva normativa bancaria que ha aprobado el ejecutivo\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rmarketingdigital.com\/en\/business\/new-commissions-and-portability-in-bank-accounts\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nuevas comisiones y portabilidad en cuentas bancarias\" \/>\n<meta property=\"og:description\" content=\"Desde dentro de unas semanas, los usuarios bancarios pueden estar de enhorabuena debido a la nueva normativa bancaria que ha aprobado el ejecutivo\" \/>\n<meta property=\"og:url\" content=\"https:\/\/rmarketingdigital.com\/en\/business\/new-commissions-and-portability-in-bank-accounts\/\" \/>\n<meta property=\"og:site_name\" content=\"R Marketing Digital\" \/>\n<meta property=\"article:published_time\" content=\"2022-08-23T00:29:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/money-1339295_1280-5827715.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"960\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"R Marketing Digital\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/rmarketingdigital.com\\\/en\\\/negocios\\\/new-commissions-and-portability-in-bank-accounts\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/rmarketingdigital.com\\\/en\\\/negocios\\\/new-commissions-and-portability-in-bank-accounts\\\/\"},\"author\":{\"name\":\"R Marketing Digital\",\"@id\":\"https:\\\/\\\/rmarketingdigital.com\\\/#\\\/schema\\\/person\\\/7c0d9782b2977b840b3740f00c69a73e\"},\"headline\":\"Nuevas comisiones y portabilidad en cuentas bancarias\",\"datePublished\":\"2022-08-23T00:29:56+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/rmarketingdigital.com\\\/en\\\/negocios\\\/new-commissions-and-portability-in-bank-accounts\\\/\"},\"wordCount\":1591,\"image\":{\"@id\":\"https:\\\/\\\/rmarketingdigital.com\\\/en\\\/negocios\\\/new-commissions-and-portability-in-bank-accounts\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/rmarketingdigital.com\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/money-1339295_1280-5827715.jpg\",\"articleSection\":[\"Negocios\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/rmarketingdigital.com\\\/en\\\/negocios\\\/new-commissions-and-portability-in-bank-accounts\\\/\",\"url\":\"https:\\\/\\\/rmarketingdigital.com\\\/en\\\/negocios\\\/new-commissions-and-portability-in-bank-accounts\\\/\",\"name\":\"Nuevas comisiones y portabilidad en cuentas bancarias - 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