{"id":126660,"date":"2022-08-04T21:12:06","date_gmt":"2022-08-04T19:12:06","guid":{"rendered":"https:\/\/rmarketingdigital.com\/negocios\/que-son-las-finanzas\/"},"modified":"2021-04-09T17:59:31","modified_gmt":"2021-04-09T15:59:31","slug":"que-son-las-finanzas","status":"publish","type":"post","link":"https:\/\/rmarketingdigital.com\/en\/business\/que-son-las-finanzas\/","title":{"rendered":"What are finances"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/rmarketingdigital.com\/en\/business\/que-son-las-finanzas\/#Que-son-las-finanzas\" >What are finances<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/rmarketingdigital.com\/en\/business\/que-son-las-finanzas\/#La-diferencia-entre-finanzas-y-economia\" >The difference between finance and economics<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/rmarketingdigital.com\/en\/business\/que-son-las-finanzas\/#Finanzas-vs-contabilidad\" >Finance vs accounting<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/rmarketingdigital.com\/en\/business\/que-son-las-finanzas\/#Caracteristicas\" >Features<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/rmarketingdigital.com\/en\/business\/que-son-las-finanzas\/#%C2%BFPara-que-sirven-las-finanzas\" >What are finances for?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/rmarketingdigital.com\/en\/business\/que-son-las-finanzas\/#Tipos-de-financiacion\" >Types of financing<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/rmarketingdigital.com\/en\/business\/que-son-las-finanzas\/#Finanzas-corporativas\" >Corporate finance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/rmarketingdigital.com\/en\/business\/que-son-las-finanzas\/#Finanzas-personales\" >Personal finance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/rmarketingdigital.com\/en\/business\/que-son-las-finanzas\/#Publico\" >Public<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/rmarketingdigital.com\/en\/business\/que-son-las-finanzas\/#Internacional\" >International<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<div>\n<p><picture class=\"alignnone size-full wp-image-22787\"><source type=\"image\/webp\" data-lazy-srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-4.jpg.webp 1200w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-4-300x200.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-4-1024x682.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-4-768x511.jpg.webp 768w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-4-400x266.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-4-451x300.jpg.webp 451w\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%201200%20799'%3E%3C\/svg%3E\" data-lazy-sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/source><br \/>\n<img alt='what-are-finances-4-6636419' width='1200' height='799' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-4-6636419.jpg 1200w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-4-6636419-300x200.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-4-6636419-1024x682.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-4-6636419-768x511.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-4-6636419-16x12.jpg 16w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-4-6636419-900x600.jpg 900w' data-lazy-sizes='(max-width: 1200px) 100vw, 1200px' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-4-6636419.jpg'>\n<\/picture><\/p>\n<p><noscript><picture class=\"alignnone size-full wp-image-22787\"><source type=\"image\/webp\" srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-4.jpg.webp 1200w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-4-300x200.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-4-1024x682.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-4-768x511.jpg.webp 768w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-4-400x266.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-4-451x300.jpg.webp 451w\" sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/source><br \/>\n<img alt='what-are-finances-4-6636419' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-4-6636419.jpg' width='1200' height='799' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-4-6636419.jpg 1200w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-4-6636419-300x200.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-4-6636419-1024x682.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-4-6636419-768x511.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-4-6636419-16x12.jpg 16w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-4-6636419-900x600.jpg 900w' sizes='(max-width: 1200px) 100vw, 1200px'>\n<\/picture>\n<\/noscript><\/p>\n<p>Finance is something we know very well. It is not necessary to be autonomous, have an SME or a large company to understand that this concept is present in the day-to-day life of any person and \/ or family. And it is that today managing what you earn and what you spend is essential, fundamentally to make ends meet.<\/p>\n<p>But, <strong>What is finance?<\/strong> Is it the same as accounting? And what type of finances exist? All these doubts, and some more, is what we are going to comment on in this post today.<span id=\"more-22758\"><\/span><\/p>\n<h2 class=\"western\"><span class=\"ez-toc-section\" id=\"Que-son-las-finanzas\"><\/span><span id=\"Que_son_las_finanzas\">What are finances<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>According to the RAE, finances are conceptualized as <em>&quot;Obligation that someone assumes to respond to the obligation of another person.&quot;<\/em> However, among the other meanings it offers, we have that of <em>\u00abFlows, goods\u00bb,<\/em> which is how we commonly know it. In fact, finances can be set as<strong> a part of the economy that deals with studying the money and capital markets, as well as the organizations that operate in them,<\/strong> and its purpose is to develop policies to attract resources. In other words, we are talking about the science that studies how to create, develop and manage the money you have.<\/p>\n<p>It not only focuses on the alternatives to get money (income, salary, etc.) but also takes care of saving and investment, proposing plans to make everything profitable.<\/p>\n<h3 class=\"western\"><span class=\"ez-toc-section\" id=\"La-diferencia-entre-finanzas-y-economia\"><\/span><span id=\"La_diferencia_entre_finanzas_y_economia\">The difference between finance and economics<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Having said that, it is clear that finance is one thing and economics another. We could say that finance is a small part of everything that is included in the economy.<\/p>\n<p>Time <strong>Economics has a broad focus for different disciplines,<\/strong> because it focuses on seeing how to satisfy the needs of people through economic production; finance has a more money-centric approach.<\/p>\n<h3 class=\"western\"><span class=\"ez-toc-section\" id=\"Finanzas-vs-contabilidad\"><\/span><span id=\"Finanzas_vs_contabilidad\">Finance vs accounting<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><picture class=\"alignnone size-full wp-image-22786\"><source type=\"image\/webp\" data-lazy-srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-3.jpg.webp 1200w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-3-300x200.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-3-1024x683.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-3-768x512.jpg.webp 768w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-3-400x267.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-3-450x300.jpg.webp 450w\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%201200%20800'%3E%3C\/svg%3E\" data-lazy-sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/source><br \/>\n<img alt='what-are-finances-3-6595611' width='1200' height='800' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-3-6595611.jpg 1200w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-3-6595611-300x200.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-3-6595611-1024x683.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-3-6595611-768x512.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-3-6595611-16x12.jpg 16w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-3-6595611-900x600.jpg 900w' data-lazy-sizes='(max-width: 1200px) 100vw, 1200px' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-3-6595611.jpg'>\n<\/picture><\/p>\n<p><noscript><picture class=\"alignnone size-full wp-image-22786\"><source type=\"image\/webp\" srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-3.jpg.webp 1200w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-3-300x200.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-3-1024x683.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-3-768x512.jpg.webp 768w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-3-400x267.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-3-450x300.jpg.webp 450w\" sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/source><br \/>\n<img alt='what-are-finances-3-6595611' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-3-6595611.jpg' width='1200' height='800' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-3-6595611.jpg 1200w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-3-6595611-300x200.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-3-6595611-1024x683.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-3-6595611-768x512.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-3-6595611-16x12.jpg 16w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-3-6595611-900x600.jpg 900w' sizes='(max-width: 1200px) 100vw, 1200px'>\n<\/picture>\n<\/noscript><\/p>\n<p>Now, there are many who confuse two concepts that a priori could be considered the same, but in fact it is not like that. We talk about finance and accounting. What do you think are the same right now?<\/p>\n<p>Well, the truth is that it is not. <strong>They are two similar concepts, but at the same time very different.<\/strong> To give you an idea we have:<\/p>\n<ul>\n<li><strong>Accounting:<\/strong> Accounting is a discipline that encompasses the rules and procedures for ordering, analyzing and cataloging economic and financial operations. Or, in other words, we are talking about the way in which financial and economic operations are collected, analyzed and ordered.<\/li>\n<li><strong>Finance:<\/strong> Finance itself is more important than accounting, because it depends on this discipline to make decisions about money, whether to invest, save, spend or seek plans to get more financing.<\/li>\n<\/ul>\n<p>In other words, accounting is part of finances, since without it finances could not be carried out.<\/p>\n<h2 class=\"western\"><span class=\"ez-toc-section\" id=\"Caracteristicas\"><\/span><span id=\"Caracteristicas\">Features<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Once you are clear about the concept, and fundamentally the difference between finance, economics and accounting, the next step is to know what characterizes finance to strengthen your knowledge. For this case, we are talking about the following:<\/p>\n<ul>\n<li><strong>Your goal is to manage money.<\/strong> But also capital goods. In other words, it is not only responsible for managing the money you have, but also savings, investments, loans ... Both what you have and what you should pay attention to finances.<\/li>\n<li><strong>Handles specific concepts.<\/strong> We talk about financial and economic terminology: benefits, interest rate, risk, investment costs ...<\/li>\n<li><strong>Help improve money management.<\/strong> By knowing perfectly what you have, what you owe and where you intend to go, the decisions made by finances seek to obtain that objective and, with it, improve the economic situation. That is why they are so important to companies, as well as to families and individuals.<\/li>\n<li><strong>They are helped by other disciplines.<\/strong> Actually, you have already seen that accounting is closely related to finance, but also to economics, statistics, probability ...<\/li>\n<\/ul>\n<h2 class=\"western\"><span class=\"ez-toc-section\" id=\"%C2%BFPara-que-sirven-las-finanzas\"><\/span><span id=\"Para_que_sirven_las_finanzas\">What are finances for?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><picture class=\"alignnone size-full wp-image-22785\"><source type=\"image\/webp\" data-lazy-srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-2.jpg.webp 1200w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-2-300x200.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-2-1024x683.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-2-768x512.jpg.webp 768w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-2-400x267.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-2-450x300.jpg.webp 450w\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%201200%20800'%3E%3C\/svg%3E\" data-lazy-sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/source><br \/>\n<img alt='what-are-finances-2-3243528' width='1200' height='800' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-2-3243528.jpg 1200w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-2-3243528-300x200.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-2-3243528-1024x683.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-2-3243528-768x512.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-2-3243528-16x12.jpg 16w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-2-3243528-900x600.jpg 900w' data-lazy-sizes='(max-width: 1200px) 100vw, 1200px' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-2-3243528.jpg'>\n<\/picture><\/p>\n<p><noscript><picture class=\"alignnone size-full wp-image-22785\"><source type=\"image\/webp\" srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-2.jpg.webp 1200w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-2-300x200.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-2-1024x683.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-2-768x512.jpg.webp 768w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-2-400x267.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-2-450x300.jpg.webp 450w\" sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/source><br \/>\n<img alt='what-are-finances-2-3243528' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-2-3243528.jpg' width='1200' height='800' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-2-3243528.jpg 1200w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-2-3243528-300x200.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-2-3243528-1024x683.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-2-3243528-768x512.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-2-3243528-16x12.jpg 16w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-2-3243528-900x600.jpg 900w' sizes='(max-width: 1200px) 100vw, 1200px'>\n<\/picture>\n<\/noscript><\/p>\n<p>It is clear that finances are present in our day to day. It is a way of showing people, and companies, what they have, what they owe and what they can do with their benefits or with their debts, in such a way that they seek to achieve the best result, and the most appropriate resources, so that the economy (whether of a person, a family or a company) run its course.<\/p>\n<p>Then,<strong> a waste, a bad investment or bad financial decisions can have negative repercussions<\/strong> (to the point of bankruptcy), this is why you cannot leave this to your free will, but have a head not to spend more than what you have, or to leave savings without movement because they could give you great benefits.<\/p>\n<h2 class=\"western\"><span class=\"ez-toc-section\" id=\"Tipos-de-financiacion\"><\/span><span id=\"Tipos_de_finanzas\">Types of financing<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><picture class=\"alignnone size-full wp-image-22784\"><source type=\"image\/webp\" data-lazy-srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-1.jpg.webp 1200w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-1-300x170.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-1-1024x580.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-1-768x435.jpg.webp 768w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-1-400x227.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-1-500x283.jpg.webp 500w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-1-170x96.jpg.webp 170w\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%201200%20680'%3E%3C\/svg%3E\" data-lazy-sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/source><br \/>\n<img alt='what-are-finances-1-1999708' width='1200' height='680' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-1-1999708.jpg 1200w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-1-1999708-300x170.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-1-1999708-1024x580.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-1-1999708-768x435.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-1-1999708-16x9.jpg 16w' data-lazy-sizes='(max-width: 1200px) 100vw, 1200px' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-1-1999708.jpg'>\n<\/picture><\/p>\n<p><noscript><picture class=\"alignnone size-full wp-image-22784\"><source type=\"image\/webp\" srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-1.jpg.webp 1200w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-1-300x170.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-1-1024x580.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-1-768x435.jpg.webp 768w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-1-400x227.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-1-500x283.jpg.webp 500w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2020\/11\/que-son-las-finanzas-1-170x96.jpg.webp 170w\" sizes=\"(max-width: 1200px) 100vw, 1200px\"><\/source><br \/>\n<img alt='what-are-finances-1-1999708' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-1-1999708.jpg' width='1200' height='680' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-1-1999708.jpg 1200w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-1-1999708-300x170.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-1-1999708-1024x580.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-1-1999708-768x435.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/que-son-las-finanzas-1-1999708-16x9.jpg 16w' sizes='(max-width: 1200px) 100vw, 1200px'>\n<\/picture>\n<\/noscript><\/p>\n<p>Finally, you should know that finances can be divided into four large groups.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Finanzas-corporativas\"><\/span><span id=\"Finanzas_corporativas\">Corporate finance<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>They are the ones that focus on companies. In other words, what they want is <strong>study how to get, manage and use the financial resources of a company.<\/strong> As an example, they can choose in which projects or products to invest, in how to distribute the benefits or in how to obtain sources of financing to move the company forward.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Finanzas-personales\"><\/span><span id=\"Finanzas_personales\">Personal finance<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>These are the best known, since we apply them <strong>daily individually and as a family.<\/strong> We refer to those who study how to get resources and how to manage them. And it would not only cover the economic issue, but also labor and training, since depending on the career or profession, as well as the job position, decision-making will be different, including investment and savings.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Publico\"><\/span><span id=\"Publicas\">Public<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Public finances refer to <strong>analysis and management of all financial and economic resources available to state organizations.<\/strong><\/p>\n<p>In other words, how to get resources through taxes, how to invest money in projects; how to redistribute resources and profits, etc.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Internacional\"><\/span><span id=\"Internacionales\">International<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>These refer to international transactions, <strong>focused mainly on companies that work exporting or importing, or buying and selling abroad.<\/strong><\/p>\n<p>They must be very aware of currency fluctuations, profitability, the indebtedness of a country, as well as the risks that can arise from these transactions.<\/p>\n<p>\n\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Finance is something we know very well. It is not necessary to be self-employed, to have an SME or a large company to understand that this concept is present today...<\/p>","protected":false},"author":1,"featured_media":126661,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1386],"tags":[],"class_list":["post-126660","post","type-post","status-publish","format-standard","has-post-thumbnail","category-negocios"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v28.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Que son las finanzas - R Marketing Digital<\/title>\n<meta name=\"description\" content=\"Las finanzas son algo que conocemos muy bien. 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