{"id":125615,"date":"2022-08-12T11:57:27","date_gmt":"2022-08-12T09:57:27","guid":{"rendered":"https:\/\/rmarketingdigital.com\/negocios\/que-es-la-banca-digital\/"},"modified":"2021-04-08T16:17:51","modified_gmt":"2021-04-08T14:17:51","slug":"que-es-la-banca-digital","status":"publish","type":"post","link":"https:\/\/rmarketingdigital.com\/en\/business\/que-es-la-banca-digital\/","title":{"rendered":"What is digital banking?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_86 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/rmarketingdigital.com\/en\/business\/que-es-la-banca-digital\/#Banca-digital-%C2%BFque-ofrece\" >Digital banking: what does it offer?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/rmarketingdigital.com\/en\/business\/que-es-la-banca-digital\/#Los-servicios-que-puedes-tener\" >The services you can have<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/rmarketingdigital.com\/en\/business\/que-es-la-banca-digital\/#Desde-tarjetas-hasta-retiros-de-dinero\" >From cards to money withdrawals<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/rmarketingdigital.com\/en\/business\/que-es-la-banca-digital\/#Requerimientos-para-tener-acceso-a-este-banco\" >Requirements to access this bank<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/rmarketingdigital.com\/en\/business\/que-es-la-banca-digital\/#La-inmediatez-como-principal-reto\" >Immediacy as the main challenge<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/rmarketingdigital.com\/en\/business\/que-es-la-banca-digital\/#Consulta-de-movimientos-bancarios\" >Consultation of bank movements<\/a><\/li><\/ul><\/nav><\/div>\n<div>\n<p><picture class=\"alignnone wp-image-17560 size-full\"><source type=\"image\/webp\" data-lazy-srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/business-3385079_1280.jpg.webp 1280w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/business-3385079_1280-300x206.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/business-3385079_1280-1024x705.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/business-3385079_1280-830x571.jpg.webp 830w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/business-3385079_1280-400x275.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/business-3385079_1280-436x300.jpg.webp 436w\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%201280%20881'%3E%3C\/svg%3E\" data-lazy-sizes=\"(max-width: 1280px) 100vw, 1280px\"><\/source><br \/>\n<img alt='business-3385079_1280-3587905' width='1280' height='881' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/business-3385079_1280-3587905.jpg 1280w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/business-3385079_1280-3587905-300x206.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/business-3385079_1280-3587905-1024x705.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/business-3385079_1280-3587905-768x529.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/business-3385079_1280-3587905-16x12.jpg 16w' data-lazy-sizes='(max-width: 1280px) 100vw, 1280px' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/business-3385079_1280-3587905.jpg'>\n<\/picture><\/p>\n<p><noscript><picture class=\"alignnone wp-image-17560 size-full\"><source type=\"image\/webp\" srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/business-3385079_1280.jpg.webp 1280w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/business-3385079_1280-300x206.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/business-3385079_1280-1024x705.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/business-3385079_1280-830x571.jpg.webp 830w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/business-3385079_1280-400x275.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/business-3385079_1280-436x300.jpg.webp 436w\" sizes=\"(max-width: 1280px) 100vw, 1280px\"><\/source><br \/>\n<img alt='business-3385079_1280-3587905' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/business-3385079_1280-3587905.jpg' width='1280' height='881' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/business-3385079_1280-3587905.jpg 1280w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/business-3385079_1280-3587905-300x206.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/business-3385079_1280-3587905-1024x705.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/business-3385079_1280-3587905-768x529.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/business-3385079_1280-3587905-16x12.jpg 16w' sizes='(max-width: 1280px) 100vw, 1280px'>\n<\/picture>\n<\/noscript>Digital banking is a new and innovative concept in banking services that you can comfortably perform from your mobile device phone. So that you are in a perfect position to manage and manage your money. With <strong>real-time operations<\/strong> which is something that is distinguished from banks considered conventional. Where you can have, that is to say hire, all the products that you have been using up to now with your usual bank. Like, by way of example, savings accounts and bank cards. But a very beneficial feature is that you can hire them for free, without any expense.<\/p>\n<p>In any case, digital banking is a new management model that has emerged in recent times due to the new needs of users. Considering the explosion of the last <strong>information technology<\/strong>. So that from this dynamic you are in the best position to benefit from the new banking management models. Another consideration that comes with the acceptance of digital banking is that all operations will be carried out online and most importantly in real time. You will not waste time and at the same time you will save more money than before.<span id=\"more-17558\"><\/span><\/p>\n<p>In spite of everything, one of the big problems you have is identifying the entities that are considered digital banking. Well here are some ideas as they are today. <strong>Smart EVO, N26<\/strong>, among some of the most relevant. But avoid worrying because they are not the only ones since it is a sector in full expansion and therefore new banking entities of these characteristics are appearing. In which the products they offer are very similar and only present differences promoted from their commercial strategies.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Banca-digital-%C2%BFque-ofrece\"><\/span><span id=\"Banca_digital_que_ofrece\">Digital banking: what does it offer?<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><picture class=\"alignnone wp-image-17559 size-full\"><source type=\"image\/webp\" data-lazy-srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/leather-3080553_1280.jpg.webp 1280w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/leather-3080553_1280-300x200.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/leather-3080553_1280-1024x682.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/leather-3080553_1280-830x553.jpg.webp 830w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/leather-3080553_1280-400x267.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/leather-3080553_1280-450x300.jpg.webp 450w\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%201280%20853'%3E%3C\/svg%3E\" data-lazy-sizes=\"(max-width: 1280px) 100vw, 1280px\"><\/source><br \/>\n<img alt='leather-3080553_1280-5232989' width='1280' height='853' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/leather-3080553_1280-5232989.jpg 1280w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/leather-3080553_1280-5232989-300x200.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/leather-3080553_1280-5232989-1024x682.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/leather-3080553_1280-5232989-768x512.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/leather-3080553_1280-5232989-16x12.jpg 16w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/leather-3080553_1280-5232989-900x600.jpg 900w' data-lazy-sizes='(max-width: 1280px) 100vw, 1280px' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/leather-3080553_1280-5232989.jpg'>\n<\/picture><\/p>\n<p><noscript><picture class=\"alignnone wp-image-17559 size-full\"><source type=\"image\/webp\" srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/leather-3080553_1280.jpg.webp 1280w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/leather-3080553_1280-300x200.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/leather-3080553_1280-1024x682.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/leather-3080553_1280-830x553.jpg.webp 830w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/leather-3080553_1280-400x267.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/leather-3080553_1280-450x300.jpg.webp 450w\" sizes=\"(max-width: 1280px) 100vw, 1280px\"><\/source><br \/>\n<img alt='leather-3080553_1280-5232989' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/leather-3080553_1280-5232989.jpg' width='1280' height='853' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/leather-3080553_1280-5232989.jpg 1280w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/leather-3080553_1280-5232989-300x200.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/leather-3080553_1280-5232989-1024x682.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/leather-3080553_1280-5232989-768x512.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/leather-3080553_1280-5232989-16x12.jpg 16w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/leather-3080553_1280-5232989-900x600.jpg 900w' sizes='(max-width: 1280px) 100vw, 1280px'>\n<\/picture>\n<\/noscript>This new modality in bank administration allows you, by way of example, that you do not have to wait any longer to <strong>open an account or contract a card<\/strong> debit. It cannot be forgotten that its management model is based on the mobile phone device. This is one of the main reasons why the user profile that opts for this concept of banking is the youngest segment of the population and is used to the use of all kinds of technological tools. They are no longer like their parents who need to go to a bank branch to buy and market shares on the stock market, hire a credit card or make an international transfer. Now from digital banking they can perform all these operations and many more from their <em>Mobile device.<\/em><\/p>\n<p>The only requirement to have access to this new model of <strong>Financial administration<\/strong> is to provide a technological tool that is compatible with the application of the digital banking selected at all times. If you solve this little problem, you will have no excuse to use this service from now on. Beyond being of legal age and providing your identity and the document that accredits you so that you can be a user from these precise moments. Something that is available to all users today.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Los-servicios-que-puedes-tener\"><\/span><span id=\"Los_servicios_que_puedes_disponer\">The services you can have<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Another of the most relevant aspects of what is called digital banking are the benefits that it will provide you from the moment you become a customer. Because actually. They are many and of diverse nature as you will see from now on. In any case, one of the contributions most valued by new clients is that which has to do with the <strong>commission exemption<\/strong> and other expenses in its administration or maintenance. It applies not only to your relationships with the general services of this very special bank. If not, on the contrary, it is valid for contracting all types of savings accounts or bank cards. With what your savings each year will be much more powerful than until now.<\/p>\n<p>On the other hand, this option in banking allows you a <strong>greater flexibility<\/strong> in managing your money. To the point that they provide you with the essential tools so that you can have it (issuance of checks or transfers). To which is added another series of functionalities that can be of great advantage for your user profile. Do you want to know some of them? Well, pay a little attention in case in the next few days you are going to conclude a contract with a bank of these characteristics.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Desde-tarjetas-hasta-retiros-de-dinero\"><\/span><span id=\"Desde_tarjetas_a_retirada_de_dinero\">From cards to money withdrawals<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><picture class=\"alignnone wp-image-17562 size-full\"><source type=\"image\/webp\" data-lazy-srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/credit-card-1583534_1280.jpg.webp 1280w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/credit-card-1583534_1280-300x200.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/credit-card-1583534_1280-1024x682.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/credit-card-1583534_1280-830x553.jpg.webp 830w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/credit-card-1583534_1280-400x267.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/credit-card-1583534_1280-450x300.jpg.webp 450w\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%201280%20853'%3E%3C\/svg%3E\" data-lazy-sizes=\"(max-width: 1280px) 100vw, 1280px\"><\/source><br \/>\n<img alt='credit-card-1583534_1280-1518576' width='1280' height='853' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/credit-card-1583534_1280-1518576.jpg 1280w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/credit-card-1583534_1280-1518576-300x200.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/credit-card-1583534_1280-1518576-1024x682.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/credit-card-1583534_1280-1518576-768x512.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/credit-card-1583534_1280-1518576-16x12.jpg 16w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/credit-card-1583534_1280-1518576-900x600.jpg 900w' data-lazy-sizes='(max-width: 1280px) 100vw, 1280px' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/credit-card-1583534_1280-1518576.jpg'>\n<\/picture><\/p>\n<p><noscript><picture class=\"alignnone wp-image-17562 size-full\"><source type=\"image\/webp\" srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/credit-card-1583534_1280.jpg.webp 1280w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/credit-card-1583534_1280-300x200.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/credit-card-1583534_1280-1024x682.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/credit-card-1583534_1280-830x553.jpg.webp 830w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/credit-card-1583534_1280-400x267.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/credit-card-1583534_1280-450x300.jpg.webp 450w\" sizes=\"(max-width: 1280px) 100vw, 1280px\"><\/source><br \/>\n<img alt='credit-card-1583534_1280-1518576' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/credit-card-1583534_1280-1518576.jpg' width='1280' height='853' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/credit-card-1583534_1280-1518576.jpg 1280w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/credit-card-1583534_1280-1518576-300x200.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/credit-card-1583534_1280-1518576-1024x682.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/credit-card-1583534_1280-1518576-768x512.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/credit-card-1583534_1280-1518576-16x12.jpg 16w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/credit-card-1583534_1280-1518576-900x600.jpg 900w' sizes='(max-width: 1280px) 100vw, 1280px'>\n<\/picture>\n<\/noscript>In any case, the benefits are innumerable and practically without differences in terms of banks considered traditional or more conventional. Among which are the following contributions that we expose you below.<\/p>\n<ul>\n<li>Formalization of <strong>cards <\/strong>Totally free from the start, as long as you make at least one series of quarterly payments.<\/li>\n<li>You are fully ready to activate or deactivate <strong>Payments <em>online<\/em><\/strong>    or abroad. A factor that has its greatest practicality when traveling abroad.<\/li>\n<li>It enables you to pay and withdraw <strong>cash<\/strong> at any ATM in the world without commissions. Even though they are not unlimited, but they will give you the possibility of carrying out a certain amount of operations with these characteristics.<\/li>\n<li>Another of its advantages is that there will be many economic costs that you will save in each of the banking operations. More than through the banks you usually deal with.<\/li>\n<li>Moreover, you can operate <strong>with various currencies<\/strong> to make transfers. That they are not only limited to the national scope, but also outside our borders. With what in practice will be many euros that you will save from now on.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Requerimientos-para-tener-acceso-a-este-banco\"><\/span><span id=\"Requisitos_para_acceder_a_esta_banca\">Requirements to access this bank<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Now you just have to know if you meet the requirements to participate in this new clientele. Avoid worrying, because you do not have very demanding surprises and in a short time you will be able to operate with most of these financial instruments. Because from the beginning only some of your <strong>personal information <\/strong>The most important. Among the most important are your mobile device phone number, email address and zip code. It will only be necessary to verify these documents and if everything is developed correctly in a few minutes you will be one of the digital banking clients.<\/p>\n<p>So that from this dynamic you can start to carry out your first operations or hire your new debit cards now. All in real time and without having to wait a long time for the paperwork. Because in effect, the savings generated by digital banking are not only in the monetary aspect, but also in the <strong>managing your own time<\/strong>. It is a factor that you should also assess to show whether or not it is convenient for you to be a user of this new concept of banking that is being imposed worldwide.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"La-inmediatez-como-principal-reto\"><\/span><span id=\"Inmediatez_como_principal_reto\">Immediacy as the main challenge<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><picture class=\"alignnone wp-image-17561 size-full\"><source type=\"image\/webp\" data-lazy-srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/blond-3382790_1280.jpg.webp 1280w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/blond-3382790_1280-300x200.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/blond-3382790_1280-1024x682.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/blond-3382790_1280-830x553.jpg.webp 830w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/blond-3382790_1280-400x267.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/blond-3382790_1280-450x300.jpg.webp 450w\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns='http:\/\/www.w3.org\/2000\/svg'%20viewBox='0%200%201280%20853'%3E%3C\/svg%3E\" data-lazy-sizes=\"(max-width: 1280px) 100vw, 1280px\"><\/source><br \/>\n<img alt='blond-3382790_1280-6349289' width='1280' height='853' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/blond-3382790_1280-6349289.jpg 1280w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/blond-3382790_1280-6349289-300x200.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/blond-3382790_1280-6349289-1024x682.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/blond-3382790_1280-6349289-768x512.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/blond-3382790_1280-6349289-16x12.jpg 16w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/blond-3382790_1280-6349289-900x600.jpg 900w' data-lazy-sizes='(max-width: 1280px) 100vw, 1280px' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/blond-3382790_1280-6349289.jpg'>\n<\/picture><\/p>\n<p><noscript><picture class=\"alignnone wp-image-17561 size-full\"><source type=\"image\/webp\" srcset=\"https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/blond-3382790_1280.jpg.webp 1280w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/blond-3382790_1280-300x200.jpg.webp 300w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/blond-3382790_1280-1024x682.jpg.webp 1024w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/blond-3382790_1280-830x553.jpg.webp 830w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/blond-3382790_1280-400x267.jpg.webp 400w, https:\/\/www.economiafinanzas.com\/wp-content\/uploads\/2018\/05\/blond-3382790_1280-450x300.jpg.webp 450w\" sizes=\"(max-width: 1280px) 100vw, 1280px\"><\/source><br \/>\n<img alt='blond-3382790_1280-6349289' src='https:\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/blond-3382790_1280-6349289.jpg' width='1280' height='853' srcset='\/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/blond-3382790_1280-6349289.jpg 1280w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/blond-3382790_1280-6349289-300x200.jpg 300w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/blond-3382790_1280-6349289-1024x682.jpg 1024w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/blond-3382790_1280-6349289-768x512.jpg 768w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/blond-3382790_1280-6349289-16x12.jpg 16w, \/\/rmarketingdigital.com\/wp-content\/uploads\/2021\/04\/blond-3382790_1280-6349289-900x600.jpg 900w' sizes='(max-width: 1280px) 100vw, 1280px'>\n<\/picture>\n<\/noscript>Immediacy is one of the common denominators of so-called digital banking services. All movements can be performed almost instantly, without having to wait many seconds for their formalization. From sending or receiving a transfer almost instantly to getting any type of transaction information in real time. So that from this dynamic you can manage your money more comfortably. <strong>From your house<\/strong> or in another place where you are, even in vacation destinations. Because you only have to be accompanied by a mobile device with the system compatible with the chosen digital banking application.<\/p>\n<p>Regardless, the main problem with this particular banking model is that the current offering is not very powerful. At the moment, only a couple of entities have decided to take the leap and enter the digital model. So the promotions are not very different from each other. If not to the contrary, they stay crouched <strong>similar business strategies<\/strong>. And another very important aspect that you keep in mind that what you will not find in this class of online entities are the credit lines with which you were familiar with traditional banking. To this end, the business possibilities will be significantly less.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Consulta-de-movimientos-bancarios\"><\/span><span id=\"Consulta_de_los_movimientos_bancarios\">Consultation of bank movements<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Whatever the case, there is one thing you can count on from now on and it is none other than being available to <strong>contract the product you want<\/strong> (accounts, cards, etc.). On the other hand, you will be able to manage all your personal finances, with the contribution that they will be in real time. A factor that will help you improve the information about your situation as a bank user or customer.<\/p>\n<p>And if you wish, you can even block your card in the event of an unforeseen scenario that may affect your checking account balance. All this without any additional expense for receiving such specific services. But keep in mind that you are faced with a totally different concept of banking that is still unexplored. It has a very powerful development potential that will be developed year after year and in line with the new advances that will occur in technologies. Whatever the case, it will be another option you have to maintain relationships with banks, even if from different approaches.<\/p>\n<p>\n\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Digital banking is a new and innovative concept in banking services that you can comfortably carry out from your mobile phone. So that you are in a perfect position to\u2026<\/p>","protected":false},"author":1,"featured_media":125616,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1386],"tags":[],"class_list":["post-125615","post","type-post","status-publish","format-standard","has-post-thumbnail","category-negocios"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v28.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\u00bfQu\u00e9 es la banca digital? - R Marketing Digital<\/title>\n<meta name=\"description\" content=\"La banca digital es un concepto nuevo e novedoso en los servicios bancarios que puedes realizar c\u00f3modamente desde tu tel\u00e9fono dispositivo m\u00f3vil. 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